Kentucky Private Lending (KYPL) is a local, private lender dedicated to helping investors make their real estate opportunities a reality. Our company specializes in loans for real estate investment purposes with short-term financing options available in the Greater Louisville and surrounding areas. We understand the challenges our clients face each day in this industry and our goal is to make sure financing is not one of those. The team at KYPL will work hard to establish long lasting relationships by earning the trust of our clients and look forward to helping our community grow.
Kentucky Private Lending offers fix-to-flip and BRRRR loans, both of which fund renovation through draws, and it provides an online Draw Request portal for borrowers. Beyond that portal, though, the company does not publish the specifics investors usually want: there is no stated inspection type (physical or virtual), per-draw turnaround, draw schedule, or reimbursement detail on its site, and it does not publish a closing timeline.
As a Louisville-focused lender with in-house approvals, Kentucky Private Lending underwrites and approves deals locally rather than through a national platform. Its published terms are limited to a 6-month term, 1% to 4% origination, and a 12% to 15% rate. Because the draw mechanics and close speed are not documented, investors renovating in the Louisville market should confirm the draw process, inspection requirements, and funding turnaround directly before closing.
Kentucky Private Lending is a hard money lender serving the greater Louisville, Kentucky area, offering short-term fix-to-flip, fix-to-rent (BRRRR), and bridge loans on single-family and small multifamily property for investment purposes only.
• Fix-to-flip loans for investors renovating and reselling.
• Fix-to-rent (BRRRR) loans for investors renovating and holding as rentals.
• Bridge loans for short-term acquisitions and transitions between deals.
• Published terms are a 6-month term, 1% to 4% origination, and a 12% to 15% rate (subject to change). Kentucky Private Lending does not publish leverage figures (LTC, LTV, or ARV), a closing timeline, or draw terms, so investors should request a quote for specifics.
Kentucky Private Lending is a hard money lender headquartered in Louisville, Kentucky, serving the greater Louisville area and surrounding markets, with funded deals extending into Indiana. It offers fix-to-flip, fix-to-rent (BRRRR), and bridge loans on single-family and small multi-family property for investment purposes only, not primary residences. It is a member of the American Association of Private Lenders (AAPL).
