LoanLocker is Tampa, Florida based direct private lender that has access to discretionary capital to control the process and ensure reliable and fast funding. What started out with a few investors funding projects for their local contacts has grown into a lending platform operating in multiple states. LoanLocker is a subsidiary company to The Requity Group, a vertically integrated real estate investment and operations platform. Having significant transaction, construction, and property management experience, we know how important it is to have timely and reliable access to capital.
Loan Locker’s site redirects to Requity Lending, and Requity does not publish a construction or renovation draw process on its loans page. There is no stated draw request method, inspection type (physical or virtual), per-draw turnaround, or reimbursement detail, even though it offers fix and flip and new construction bridge loans that would typically fund through draws.
What Requity does publish is speed on the front end: a term sheet within 24 hours, a typical close of 10 to 14 business days, and closings as fast as 72 hours on select programs. Because the draw mechanics are not documented, rehab and construction investors should confirm the draw process, inspection requirements, and funding turnaround directly with Requity before closing. Note that the profile brand, Loan Locker, now resolves to Requity Lending, so borrowers should expect to work under the Requity name.
Loan Locker now redirects to Requity Lending (Requity LLC), a vertically integrated real estate investment company and direct bridge lender based in Tampa, Florida, offering residential and commercial bridge, fix and flip, new construction, and DSCR loans.
• Residential bridge (fix and flip and new construction): up to 90% LTC, with fix and flip rates starting at 9%.
• A general maximum leverage of 85% LTC, with up to 90% LTC on residential.
• Commercial bridge loans from $200,000 to $10M or more, at 10% to 12% interest only.
• DSCR rental loans (30 to 40 year terms), plus guarantor support and transactional funding. Requity lends nationwide except California, Hawaii, and Alaska (NMLS 2809780).
Loan Locker’s website redirects to Requity Group, whose lending arm, Requity Lending, is a vertically integrated real estate investment company and direct bridge lender headquartered in Tampa, Florida. It lends nationwide except in California, Hawaii, and Alaska, financing commercial and residential bridge, fix and flip, and DSCR loans for real estate investment purposes. Requity is a member of the American Association of Private Lenders (AAPL) and operates under NMLS ID 2809780.
