At Optimus Capital, our mission is to simplify and accelerate real estate investing through tailored funding strategies. Whether you’re acquiring, refinancing, or expanding your portfolio, we’re here to help you succeed – smarter, faster, nationwide.
Optimus Capital markets a rapid draw process on its fix and flip loans, structured as reimbursement: the borrower requests a construction draw once a phase of work is complete, and after the renovations are done the investor submits a reimbursement request. Optimus does not publish the inspection method (physical or virtual) or a specific per-draw turnaround, so both should be confirmed for a given project.
Where Optimus is specific is closing speed: it advertises closings as quickly as five days, often within a week, and generally in ten days or less. For rehabbers, the picture is a fast close paired with a reimbursement-based draw process whose exact timing is set case by case. Investors on a tight rehab schedule should confirm the draw approval and inspection steps directly with Optimus before closing.
Optimus Capital, Inc. is a hard money lender based in Gold River, California, in the Sacramento area, making business-purpose loans on non-owner-occupied investment property, with fix and flip, new construction, rental, and multifamily programs.
• Fix and flip: up to 90% of the purchase price and up to 100% of the rehab costs.
• New construction: up to 80% of total costs.
• Rental (up to 30-year terms), rental portfolio, construction completion, and multifamily programs are also offered.
• Optimus lends across roughly 21 states (its footer and fix and flip page list 21, while its homepage lists 25), so investors should confirm current state availability.
Optimus Capital, Inc. is a hard money lender headquartered in Gold River, California, in the Sacramento area, making loans for business purposes only on non-owner-occupied investment property. It lends across roughly 21 states, including Alabama, California, Colorado, Florida, Texas, and Washington, and operates under California Finance Lenders Law license 60DBO-161243 and California real estate broker license DRE 01979668.
