SLA Capital, a Sir Lends A Lot LLC company, is a private real estate lender built by investors who actively invest themselves. The company’s founders have completed more than 500 flips, and that hands-on experience shapes how SLA Capital underwrites every loan. Deals are reviewed through founder-led underwriting rather than rigid bank criteria, which gives borrowers more flexibility and a direct line to a decision-maker.
SLA Capital lends in 42 states and is known for speed and transparency. The company funds fix and flip projects in as little as 72 hours, averages a 10-day closing, and holds a record for a same-day fix and flip closing. Pricing is clear with no retrades, and roughly 70 percent of borrowers return for repeat financing.
SLA Capital offers three core programs. Fix and flip loans provide up to 100 percent financing for premier borrowers, with rates from 9.5 to 12 percent. DSCR rental loans start as low as 5.25 percent and require only three months of seasoning for refinances. New construction loans cover up to 85 percent of total project costs and 75 percent of land value, including loans on unpermitted land, with non-Dutch interest on renovation funds.
Construction draws are submitted through the Sitewire portal, with draw inquiries directed to draws@slacapital.com. New construction loans cover up to 85% of total project costs with non-Dutch interest on renovation funds.
Fix & Flip Loans
Up to 100% Financing for Premier Borrowers.
Funding available in as little as 72 Hours.
New Construction
Up to 85% of Total Project Costs and 75% of land value.
We even loan on unpermitted land!
SLA Capital provides several resources for borrowers through its website:
SLA Capital (Sir Lends A Lot LLC, Spokane, WA) collects contact, property, and financial information to process applications and improve services. Data is shared only with trusted service providers or when required by law. Users can opt out of SMS, request data deletion, or withdraw consent at any time. No NMLS number or state licensing information is displayed on the site.
