BRONZE LENDER
Klinkloans is a hard money lender serving real estate investors in Arizona, with a focus on the greater Phoenix market. The team brings 20 years of real estate investing experience and 7 years as a private lender, and builds direct relationships with decision-makers to offer flexible, competitive loan programs and clear communication.
Klinkloans emphasizes a fast, simple process and can close in as little as 2 business days. Loans are offered in Arizona only.
Klinkloans disburses draws as a post-construction reimbursement: the borrower completes the improvements first, then Klinkloans lends a portion of the cost back. Renovation draws are reimbursed after installation, up to 75% loan to cost, and on construction loans there is a minimum $50,000 per draw for budgets over $80,000.
The company markets quick funding but does not publish the inspection method (physical or virtual) or a per-draw turnaround as policy, so both should be confirmed for a given project.
On overall speed, Klinkloans can fund as fast as two to three business days, close some loans in as little as two business days, and turn around trustee sale loans in 24 to 48 hours. Because the reimbursement structure means borrowers front each stage, Arizona investors should confirm the draw approval and inspection process directly to plan their cash flow.
Klinkloans, funded through Klinkloans Fund LLC, is a hard money lender operating in Arizona only, offering fix and flip, construction, bridge, short-term rental, and commercial loans to real estate investors.
• Fix and flip: up to 80% LTV on the purchase, with renovations up to 75% LTC reimbursed after installation.
• Construction: up to 75% LTV (50% on unimproved land), with a minimum $50,000 per draw for construction budgets over $80,000.
• A 100% financing program is available for borrowers who have closed at least two loans with Klinkloans; typical deals use about 20% down.
• Group home, short-term rental, multifamily (up to 75% LTV), and commercial (up to 70% LTV) programs are also offered.
Klinkloans, funded through Klinkloans Fund LLC, is a hard money lender operating in Arizona only, based in the Phoenix and Mesa metro. It offers fix and flip, construction, bridge, short-term rental, and commercial loans to real estate investors for asset-based real estate investment. Loan origination is handled through Stewardship Mortgage LLC (Arizona mortgage broker MB-0909516, NMLS 154011).
