Klinkloans

We provide fast, simple and reliable loans for real estate investors and increase the JOY of real estate investing.

BRONZE LENDER

Fix & Flip, Ground Up, Other

Virtual Inspections allowed on:Fix & FlipGround UpOther

Loan Close Time: 2-3 business days

Overview

We are a team of local Arizona professionals dedicated to building relationships with and assisting investors in the Arizona real estate market. We provide trustworthy real estate financing and service to help real estate investors achieve their goals.

Real estate deals move fast, but traditional lenders are often slow, impersonal, and difficult to work with—making it hard to trust your financing and move forward with confidence. With 20 years of real estate investing experience and 7 years as a private lender, KlinkLoans builds direct relationships with decision-makers, offering flexible, competitive loan programs and clear communication to help you close deals and focus on what matters most.

Draw & Construction Process

Here are the items we request to process a draw:

Invoices for items over $1,000
Lien waivers for items over $5,000
Spreadsheet or document showing a line item breakdown of costs spent for the draw
An estimated cost to complete the project
We will either request pictures or conduct an inspection of the property verifying the items installed.

Best For

Loan Programs

Our loans terms are typically anywhere from 6 months up to 12 months. Certain projects can receive up to 24 months, but this is decided on a case to case basis.

Standard terms for Construction loans (some transactions may vary)

Purchases are funded at 80% Loan to Value (LTV) or Loan to Cost (LTC), whatever is lower.
Renovation financing is typically set at 75% LTC, but draws are contingent upon Unpaid Principal Balance of the loan remaining under 80% LTV at sole discretion of the lender.