BRONZE LENDER
Copper River Funding (CRF) is a private commercial lender based in Houston, Texas, providing fast, flexible financing for real estate investors, developers, and business owners. The company was founded to simplify the process of securing capital for real estate projects, working directly with clients to offer customized solutions.
Whether the goal is to fix and flip, build new construction, or finance a rental property, CRF emphasizes quick approvals and efficient funding.
Copper River Funding funds construction and renovation through phased draws: money is distributed in stages as the build progresses, with funds released as each construction phase is completed. The company does not publish whether inspections are physical or virtual, or a fixed number of draws, so those specifics should be confirmed for a given project.
On speed, Copper River says that once a loan is approved, funds are typically disbursed within five to ten business days. That five to ten day window is the clearest timing figure on its site, and it applies to funding rather than to a per-draw turnaround.
For fix and flip and ground-up investors, the practical takeaway is a straightforward phase-based draw structure with funding in about one to two weeks after approval, and draw mechanics handled case by case. Investors on tight schedules should confirm inspection timing and the draw schedule directly with Copper River before closing.
Copper River Funding, also known as CRF Direct, is a Houston-based private real estate lender offering bridge, fix and flip, rental property, and construction loans to investors and developers.
• Fix and flip: up to 100% of renovation costs, plus purchase leverage its site states two ways, up to 90% of purchase (fix-and-flip page) and up to 80%.
• Residential investment property: up to 75% of value.
• Commercial: up to 70% of value, and typically up to 65% LTV on general commercial and multifamily.
• Construction loans fund in phases as the build progresses, with funds released as each phase is completed.
Copper River Funding, LLC, also known as CRF Direct, is a private real estate lender headquartered in Humble, Texas, in the greater Houston area, offering bridge, fix and flip, rental property, and construction loans to real estate investors and developers for real estate investment purposes.
