GOLD LENDER
Scottridge Investments is a privately funded hard money lender that structures each loan individually rather than through set programs, and it does not publish a draw process on its site. There is no stated draw request method, inspection type (physical or virtual), per-draw turnaround, or reimbursement schedule. Because Scottridge underwrites in house and tailors each loan, any construction or rehab draw structure is likely arranged deal by deal rather than from a published schedule. What the company does publish is speed: it can fund qualifying loans in as little as seven to ten days. For investors who need draw-funded rehab or construction financing, the draw terms are not documented, so the process, inspection requirements, and funding turnaround should be confirmed directly with Scottridge before closing. This profile is best treated as a relationship, deal-by-deal lender rather than a program-driven one.
Scottridge Investments, LLC is a privately funded hard money lender that provides loans for investment property, both residential (non-owner-occupied) and commercial, with each loan structured individually rather than through standardized programs.
• Investment-property loans for residential (non-owner-occupied) and commercial real estate.
• Privately funded, with in-house underwriting and individually structured terms.
• Funding in as little as 7 to 10 days for qualifying loans.
• Scottridge does not publish leverage figures (LTV, LTC, or ARV), rates, or points, so investors should request a quote for terms.
• As a privately funded lender with in-house underwriting, Scottridge tailors each loan to the deal, and its management team brings more than 20 years of real estate and finance experience.
Scottridge Investments, LLC is a privately funded hard money lender that provides loan programs for investment properties, both residential (non-owner-occupied) and commercial. It underwrites in house, structures each loan individually, and its management team has more than 20 years of real estate and finance experience.
Ratings are based on the following criteria:
Platinum & Gold Lenders
Platinum and Gold lenders are committed to delivering a modern, streamlined draw experience. These lenders typically support fully digital draw requests combined with virtual inspections across a wide range of project types. Their goal is to provide the fastest possible turnaround times without compromising risk management or construction oversight.
Silver & Bronze Lenders
Silver and Bronze lenders are still strong lending partners and have automated portions of their draw operations. However, the borrower experience may vary depending on the project type, inspection method, or capital partner requirements. In some cases, additional approval layers or third-party capital sources can increase reimbursement timelines.
About Virtual Inspections
Virtual inspections allow borrowers to skip scheduling a field inspector. They are typically reviewed within hours of submission. Borrowers must still document work thoroughly, including cost evidence (receipts) and lien waivers where applicable. Every lender listed on Lenderly offers virtual inspections and automated draw requests. The majority utilize independent construction experts for remote review, or they review submissions in house.
A draw-friendly lender is one that prioritizes speed, simplicity, and reliability when it comes to funding your project. They make it easy to request draws, minimize friction in the process, and get you reimbursed quickly so your project keeps moving.
The best draw-friendly lenders combine digital draw request tools with virtual inspections, allowing you to submit, verify, and receive funds often within 24 hours.
By comparison, traditional timelines can slow you down:
Every lender featured here offers a streamlined, digital draw process and supports virtual inspections for at least some of their loan products, helping you access capital faster and with far less hassle.