GOLD LENDER
Amplend was created with a clear purpose to transform real estate private lending. Backed by institutional investors and founders with over two decades of real estate investing experience, we strive to be your trusted partner to help you take your real estate business to new heights.
On new construction loans, Amplend uses flexible draws with quick disbursement, releasing funds based on project progress to keep builds moving. The company does not publish how draws are requested, whether inspections are physical or virtual, or a specific per-draw turnaround, so those details should be confirmed for a given project.
Where Amplend is more specific is upfront speed: it says pre-approvals often happen within 24 hours, with full funding in one to two weeks once documents are in, and it describes funding in a few days rather than weeks. Pre-qualification with proof of funds is advertised in under five minutes.
For construction and rehab investors, the practical takeaway is fast approval and progress-based draws, with the exact draw mechanics handled in underwriting rather than published on the site.
Amplend is a private money lender offering fix and flip, new construction, bridge, and DSCR rental loans, mainly on one to four unit and other investment property across more than 36 states.
• Fix and flip (1 to 4 units): LTC from 75% to 95% of purchase price, up to 100% of the rehab budget, and up to 75% of ARV.
• Fix and flip (5+ units and mixed-use): LTC from 70% to 80% of purchase price, up to 100% of rehab, and up to 70% of ARV.
• New construction (1 to 4 units): up to 90% maximum total loan to cost and up to 70% of ARV for experienced investors, with lower limits on first projects.
• Bridge and DSCR rental loans are also offered, with leverage not published on the program pages reviewed.

Amplend is a private money lender headquartered in Mountainside, New Jersey, offering bridge, fix and flip, DSCR rental, and new construction loans on one-to-four unit and other investment property. It lends across more than 36 states to real estate investors for real estate investment purposes.
Ratings are based on the following criteria:
Platinum & Gold Lenders
Platinum and Gold lenders are committed to delivering a modern, streamlined draw experience. These lenders typically support fully digital draw requests combined with virtual inspections across a wide range of project types. Their goal is to provide the fastest possible turnaround times without compromising risk management or construction oversight.
Silver & Bronze Lenders
Silver and Bronze lenders are still strong lending partners and have automated portions of their draw operations. However, the borrower experience may vary depending on the project type, inspection method, or capital partner requirements. In some cases, additional approval layers or third-party capital sources can increase reimbursement timelines.
About Virtual Inspections
Virtual inspections allow borrowers to skip scheduling a field inspector. They are typically reviewed within hours of submission. Borrowers must still document work thoroughly, including cost evidence (receipts) and lien waivers where applicable. Every lender listed on Lenderly offers virtual inspections and automated draw requests. The majority utilize independent construction experts for remote review, or they review submissions in house.
A draw-friendly lender is one that prioritizes speed, simplicity, and reliability when it comes to funding your project. They make it easy to request draws, minimize friction in the process, and get you reimbursed quickly so your project keeps moving.
The best draw-friendly lenders combine digital draw request tools with virtual inspections, allowing you to submit, verify, and receive funds often within 24 hours.
By comparison, traditional timelines can slow you down:
Every lender featured here offers a streamlined, digital draw process and supports virtual inspections for at least some of their loan products, helping you access capital faster and with far less hassle.