Row of brick homes on cobblestone street

Loan Ranger Capital: Fix and Flip, Construction, and DSCR Loans

Private lender handling every step in-house, from valuation to servicing, for fast, precise real estate financing. Loan Ranger Capital offers both fix-n-flip and new construction loans.

PLATINUM LENDER

Fix & FlipGround UpOther
Loan Close Time
24 hours
Loan Programs
Fix & Flip, Ground Up, Other
Max Leverage
Fix & Flip: up to 75% ARV; up to 92.5% LTC; 100% reimbursement on draws; from 8.50%; 660 min credit; $75K-$5M; 6-24 month. New Construction: up to 75% LTARV; up to 90% LTC; no third-party appraisal; from 9.50%; $75K-$5M; 12-24 month. DSCR from 6.50%. Bridge available.

Overview

From valuation to loan servicing, every part of our process is handled in-house. We don’t outsource because we believe in doing things the right way—with care, speed, and precision. Our team is the best in the business because we bring a personal touch to every deal, treating each investment like it’s our own.

Draw & Construction Process

Loan Ranger Capital advertises lightning-fast, first-in-class draws with 100% reimbursement. After a scope of work is set, funds follow a draw schedule: as each phase is completed, Loan Ranger orders an inspection to confirm the work, and once completion is confirmed, funds are usually released within about 24 hours. The draws are reimbursement-based, so the borrower funds each phase and is repaid after the completion inspection. Loan Ranger does not explicitly label the inspection as physical or virtual, so that is worth confirming for a given project.

On closing, the company advertises same-day pre-qualification and closings in as few as 24 hours. For rehabbers and builders, the combination of 100% draw reimbursement, a roughly 24-hour release after inspection, and no third-party appraisal on construction is the core of the offering.

Loan Programs

Loan Ranger Capital is a direct, balance-sheet hard money lender based in Austin, Texas, offering fix and flip, ground-up construction, DSCR rental, and bridge loans to real estate investors.


Fix and flip: up to 75% ARV and up to 92.5% LTC, with 100% reimbursement on draws, rates from 8.50%, a 660 minimum credit score, and loans from $75K to $5M on 6 to 24 month terms.
Ground-up construction: up to 75% LTARV and up to 90% LTC, with no third-party appraisal, rates from 9.50%, on 12 to 24 month terms.
• DSCR rental loans from 6.50%, plus bridge financing.
• Fix and flip and construction lending covers Kansas, Missouri, Oklahoma, Tennessee, and Texas, while DSCR rental reaches 41 states and Washington DC.

States Served

Resources

Legal / Disclosures

Loan Ranger Capital, LLC is a locally owned direct hard money lender based in Austin, Texas, offering fix and flip, ground-up construction, DSCR rental, and bridge loans to real estate investors for real estate investment purposes. Its fix and flip and construction lending covers Kansas, Missouri, Oklahoma, Tennessee, and Texas, while its DSCR rental program reaches 41 states and Washington DC. It is affiliated with Loan Mountain Capital, LLC.

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