SILVER LENDER
Loan Close Time: 3-5 days
There is no shortage of lenders out there, but what is rare are lenders who are also investors. That’s Lockgate Capital. A Lender with an investor mindset. And as real estate investors ourselves, we are intimately familiar with the shortcomings of traditional financing options. Slow approvals, low to no flexibility, high interest rates, never-ending paperwork, and needless complexity all make a stressful undertaking even more stressful.
Today, Lockgate Capital is the private lender we wish we had access to before becoming lenders ourselves. We are reimagining real estate investment loans from the foundation up, with fast approvals, transparent terms, competitive interest rates, and – most importantly – flexible solutions that treat you like a human, not an application.
From short-term bridge loans to long-term rental and renovation financing, Lockgate is your trusted private financial partner. Let’s work together to craft the bespoke, flexible loan terms you need to get your construction project off the ground and into the closing phase asap.
As one of the industry’s leading private real estate lenders, we have funded thousands of real estate investment loans and counting, and we’re ready to make your project our next success story.
Ground-up:
Experience
At least 1+ completed properties
Credit Score
Minimum of 650
Liquidity/Reserves
1–3 months of reserves, with an 80% advance rate and 20% down
Property Type
SFR, Condo, Townhome, or 2–4 unit residential properties
Additional Requirements
Non-owner-occupied properties, 90-day seasoning requirement, delayed purchase transactions available, blanket loan option
Fix-n-Flip:
Experience
No Experience Required
Credit Score
Minimum of 650
Liquidity/Reserves
1–3 months of reserves
Property Type
SFR, Condo, Townhome, or 2–4 unit residential properties
Additional Requirements
Non-owner occupied properties, up to 100% construction cost financing available, delayed purchase transactions available, blanket loan option
