SILVER LENDER
1892 Capital Partners is a family-owned, direct private real estate lending firm based in the Puget Sound region. The firm provides bridge, construction, and transitional financing to real estate investors, builders, and developers, currently serving projects across Washington, Utah, Idaho, and Hawaii.
As a fifth-generation real estate family, relationships come first. We partner closely with borrowers and brokers who value financing that is personal, flexible, and aligned with the realities of a fast-moving market. Every loan is customized, and every deal is approached with practical underwriting, transparent communication, and an understanding of how projects actually get built. Unlike institutional lenders with rigid credit boxes and slow timelines, 1892 moves with agility and family-level care. Our approach emphasizes clear exit strategies, strong fundamentals, and common-sense pathways that help clients compete, move quickly, and bring meaningful projects to life.
1892 Capital Partners funds vertical construction, development, and transitional projects, so construction draws are part of its lending, but the firm does not publish the mechanics of its draw process. Its site does not state how draws are requested, whether inspections are physical or virtual, or a per-draw funding turnaround. On speed, 1892 emphasizes fast decisions rather than draw timing: it says about 10 minutes on the phone is usually enough to gauge whether a deal can be funded, and it targets approval within 72 hours. Loans generally run about 12 months with extension options. Because the specific construction draw schedule and inspection method are not published, investors building or renovating with 1892 should confirm draw frequency, documentation requirements, and reimbursement timing directly with the lender before closing.
1892 Capital Partners offers bridge, construction, and transitional real estate financing to investors, builders, and developers across Washington, Utah, Idaho, and Hawaii.
• Fix and flip: LTV up to 65%, with up to 100% of the rehab budget financed, on 4 to 9 month terms.
• Vertical construction: LTC up to 80% and LTV up to 65% (both higher in certain cases), for loans from $350K to $8M.
• Income producing bridge: LTV up to 70%, for loans from $2M to $10M.
• Bridge: LTV up to 65% (higher in certain cases), for loans from $1M to $12M.
• Development and land: development and entitlement land at LTV up to 65% and 55%, and raw land at LTV up to 45%.

1892 Capital Partners is a family-owned direct private real estate lender based in the Puget Sound region of Seattle, Washington, offering bridge, construction, and transitional financing. A subsidiary of Corliss Management Group, it currently lends in Washington, Utah, Idaho, and Hawaii, serving real estate investors, builders, and developers for real estate investment purposes. It is a member of the American Association of Private Lenders (AAPL).
Ratings are based on the following criteria:
Platinum & Gold Lenders
Platinum and Gold lenders are committed to delivering a modern, streamlined draw experience. These lenders typically support fully digital draw requests combined with virtual inspections across a wide range of project types. Their goal is to provide the fastest possible turnaround times without compromising risk management or construction oversight.
Silver & Bronze Lenders
Silver and Bronze lenders are still strong lending partners and have automated portions of their draw operations. However, the borrower experience may vary depending on the project type, inspection method, or capital partner requirements. In some cases, additional approval layers or third-party capital sources can increase reimbursement timelines.
About Virtual Inspections
Virtual inspections allow borrowers to skip scheduling a field inspector. They are typically reviewed within hours of submission. Borrowers must still document work thoroughly, including cost evidence (receipts) and lien waivers where applicable. Every lender listed on Lenderly offers virtual inspections and automated draw requests. The majority utilize independent construction experts for remote review, or they review submissions in house.
A draw-friendly lender is one that prioritizes speed, simplicity, and reliability when it comes to funding your project. They make it easy to request draws, minimize friction in the process, and get you reimbursed quickly so your project keeps moving.
The best draw-friendly lenders combine digital draw request tools with virtual inspections, allowing you to submit, verify, and receive funds often within 24 hours.
By comparison, traditional timelines can slow you down:
Every lender featured here offers a streamlined, digital draw process and supports virtual inspections for at least some of their loan products, helping you access capital faster and with far less hassle.