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Silver Hill Capital: Multifamily, DSCR, and Small-Balance Commercial Loans

Small-balance commercial mortgage lender offering $100K–$2.5M in financing across multifamily, mixed-use, office, retail across the United States.

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Overview

Silver Hill Capital, LLC is a small-balance commercial mortgage lender offering financing from $100,000 to $2,500,000 on commercial real estate including multifamily, mixed-use, office, retail, daycare center, light industrial, self-storage, restaurant, bar, and warehouse property types.

We know that commercial properties considered small by their loan size often represent a big potential impact to business owners, investors and communities. That’s why Silver Hill has designed a lending platform to address this under served niche, bringing back smart, small-balance commercial loans.

Draw & Construction Process

Silver Hill Capital does not run a construction or renovation draw process, because it is a small-balance commercial and DSCR lender rather than a fix and flip or ground-up construction lender. Its multifamily, bank-statement, no-doc, and DSCR loans fund at closing against the property, not in stages as a rehab or build progresses. There is no draw request method, inspection schedule, or per-draw turnaround published on its site, and none would be expected for these loan types. Silver Hill also does not publish a specific closing timeline. For investors who need draw-funded rehab or construction financing, Silver Hill is a fit for small-balance multifamily and commercial mortgages (roughly $100K to $2.5M) rather than a phased construction draw program. Borrowers work through its broker channel, so the process runs through a mortgage broker rather than a direct rehab-draw workflow.

Loan Programs

Silver Hill Capital, LLC is a commercial and small-balance commercial mortgage lender based in Coral Gables, Florida, and part of Bayview Asset Management, offering multifamily, bank-statement, no-doc, and DSCR loans through a broker channel rather than fix and flip or construction lending.
• Multifamily: max LTV up to 80% for purchases and up to 75% for refinances, with flexible cash-out.
• Bank-statement (12 months of statements in lieu of tax returns), no-doc streamline, and DSCR (1 to 4 family) programs.
• Loan amounts from $100,000 to $2,500,000, with no lender points charged.
• Silver Hill works nationwide through a broker channel serving commercial borrowers rather than individual consumers.

States Served

Resources

Legal / Disclosures

Silver Hill Capital, LLC is a commercial and small-balance commercial mortgage lender headquartered in Coral Gables, Florida, and part of Bayview Asset Management. It is not a fix and flip or construction hard money lender. Working through a broker channel nationwide, it offers multifamily, bank statement, no-doc, and DSCR loans (roughly $100,000 to $2,500,000) to commercial borrowers rather than individual consumers. It operates under NMLS ID 2469 and Arizona Commercial Mortgage Broker license CMB-2001291.

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