Wooden roof trusses and beams frame a clear blue sky on a building construction site.

RoseRock: Commercial Bridge and Land Loans in Texas and the South

RoseRock is a direct private lender offering short-term, asset-based loans for real estate acquisition, development, and improvement.

GOLD LENDER

Fix & FlipGround UpOther
Loan Close Time
3-5 days
Loan Programs
Fix & Flip, Ground Up, Other
Max Leverage
Commercial Bridge and Land Acquisition: LTV up to 65%. Land Refinance: LTV up to 55%.

Overview

RoseRock Capital Fund is a direct private lender providing financing solutions to real estate investors across Texas. We understand the need for fast and reliable capital when sourcing new opportunities. Our focus is short-term, asset-based commercial loans, funding the majority of the acquisition, development, and/or improvement of a property.

Draw & Construction Process

RoseRock does not run a construction or renovation draw process, because it is a short-term commercial bridge and land lender rather than a fix and flip or ground-up construction lender. Its capital is deployed at closing against the secured asset, through a title company, with a third-party licensed appraiser and survey required, rather than released in stages as a build or rehab progresses. There is no draw request method, inspection schedule, or per-draw turnaround published on its site, and none would be expected for this loan type. RoseRock also does not publish a specific closing timeline. For investors who need draw-funded rehab or construction financing, RoseRock is a better fit for commercial bridge and land deals at or above its $500,000 minimum than for a phased construction draw program. Anyone with a project that requires construction draws should confirm the structure directly with RoseRock.

Loan Programs

RoseRock is a direct private money lender with offices in Bryan and Dallas, Texas, providing short-term, asset-based commercial real estate loans on an investor-to-investor basis, focused on bridge and land rather than fix and flip or construction.
• Commercial bridge: LTV up to 65%.
• Land acquisition: LTV up to 65%; land refinance: LTV up to 55%.
• Terms up to 12 months, interest-only, at 8% to 14% with 2 to 3 points, first lien only, minimum loan $500,000.
• Asset classes include multifamily, office, residential, medical, land, and bridge across Texas and the Southern United States.
• RoseRock lends on an investor-to-investor basis and is a member of the American Association of Private Lenders (AAPL).

States Served

Resources

Legal / Disclosures

RoseRock is a direct private money lender with offices in Bryan and Dallas, Texas, providing short-term, asset-based commercial real estate loans on an investor-to-investor basis. It lends across Texas and the Southern United States to commercial real estate investors and developers for acquisition, development, and improvement, on a first-lien basis with a minimum loan of $500,000. It is a member of the American Association of Private Lenders (AAPL).

Submit My Deal