Our company began with Peak Properties, LLC, a professional real estate investment company that specializes in buying and selling properties from pre-foreclosures, bank-owned (REOs), estate sales, trusts, and distressed situations.
We have been in the real estate and construction industry for over 30 years, with a successful record in new and renovated residential and commercial projects. We continue to invest in our own properties as well as joint ventures with other real estate investors. Our projects have included purchasing and renovating multifamily houses, co-op and condo apartments, building new homes and renovating older ones, modular construction, retail construction, and commercial space renovation.
Enter Peak Private Lending
Peak Private Lending was formed in 2002 as we began lending capital to other real estate investors. Thanks to our extensive knowledge and experience in the quick turn distressed real estate market, we quickly became a prime funding source for investors–especially those who do not qualify for loans through the traditional application process from other hard money lenders. Our large real estate network, community presence, and the growing fix & flip, rehab, and rental property markets have contributed to Peak Private Lending becoming a major player in the New Jersey private hard money lending business. We know exactly how to structure lending deals that other lenders aren’t able to, and provide real estate capital when other hard money lenders won’t.

Ratings are based on the following criteria:
Platinum & Gold Lenders
Platinum and Gold lenders are committed to delivering a modern, streamlined draw experience. These lenders typically support fully digital draw requests combined with virtual inspections across a wide range of project types. Their goal is to provide the fastest possible turnaround times without compromising risk management or construction oversight.
Silver & Bronze Lenders
Silver and Bronze lenders are still strong lending partners and have automated portions of their draw operations. However, the borrower experience may vary depending on the project type, inspection method, or capital partner requirements. In some cases, additional approval layers or third-party capital sources can increase reimbursement timelines.
About Virtual Inspections
Virtual inspections allow borrowers to skip scheduling a field inspector. They are typically reviewed within hours of submission. Borrowers must still document work thoroughly, including cost evidence (receipts) and lien waivers where applicable. Every lender listed on Lenderly offers virtual inspections and automated draw requests. The majority utilize independent construction experts for remote review, or they review submissions in house.
A draw-friendly lender is one that prioritizes speed, simplicity, and reliability when it comes to funding your project. They make it easy to request draws, minimize friction in the process, and get you reimbursed quickly so your project keeps moving.
The best draw-friendly lenders combine digital draw request tools with virtual inspections, allowing you to submit, verify, and receive funds often within 24 hours.
By comparison, traditional timelines can slow you down:
Every lender featured here offers a streamlined, digital draw process and supports virtual inspections for at least some of their loan products, helping you access capital faster and with far less hassle.