Navy craftsman home with stone accents

Peak Private Lending: Fix and Flip, Construction, and Rental Loans

Private lender with 30+ years in real estate and construction, offering investment loans backed by hands-on investor experience.
Fix & Flip
Key States Served
Florida, New Jersey
Loan Close Time
Fast Closing in 3-5 Days.
Loan Programs
Fix & Flip
Max Leverage
Fix & Flip: Up to 90% of Purchase Price; 100% of Rehab; Up to 75% LTV; 100% Financing Available.

Overview

Our company began with Peak Properties, LLC, a professional real estate investment company that specializes in buying and selling properties from pre-foreclosures, bank-owned (REOs), estate sales, trusts, and distressed situations.

We have been in the real estate and construction industry for over 30 years, with a successful record in new and renovated residential and commercial projects. We continue to invest in our own properties as well as joint ventures with other real estate investors. Our projects have included purchasing and renovating multifamily houses, co-op and condo apartments, building new homes and renovating older ones, modular construction, retail construction, and commercial space renovation.

Enter Peak Private Lending
Peak Private Lending was formed in 2002 as we began lending capital to other real estate investors. Thanks to our extensive knowledge and experience in the quick turn distressed real estate market, we quickly became a prime funding source for investors–especially those who do not qualify for loans through the traditional application process from other hard money lenders. Our large real estate network, community presence, and the growing fix & flip, rehab, and rental property markets have contributed to Peak Private Lending becoming a major player in the New Jersey private hard money lending business. We know exactly how to structure lending deals that other lenders aren’t able to, and provide real estate capital when other hard money lenders won’t.

Draw & Construction Process

Peak Private Lending leads with one of the strongest draw pitches in the directory: same-day rehab draws, advanced rehab draws, no rehab draw fees, no appraisals needed, and no third-party approval needed. The “advanced” language signals that draws can be advanced rather than only reimbursed after the fact, which helps borrowers who would otherwise front each stage of the work. Because Peak handles draws in house with no third-party approval, there is no outside inspector to schedule, though the company does not explicitly state whether it verifies work physically or virtually. That in-house, same-day, no-fee structure fits Lenderly’s focus on fast, remote-friendly draw management. On the front end, Peak advertises closings in as little as three to five days. Investors should still confirm the exact verification step and any documentation Peak requires for a same-day draw.

Loan Programs

Peak Private Lending, LLC is a family-owned private lender based in Teaneck, New Jersey, offering fix and flip, construction, and rental loans to real estate investors, from newcomers to developers.
• Fix and flip: up to 90% of the purchase price, 100% of rehab, up to 75% LTV, with 100% financing available, from 8.99%.
• Construction financing for builders and developers.
• Long-term rental loans for buy-and-hold investors.
• Closings in as little as 3 to 5 days. Peak is a member of the American Association of Private Lenders (AAPL).
• Peak works with investors at every level, from first-time flippers to developers, and emphasizes in-house draws with no third-party approval.

States Served

Resources

Legal / Disclosures

Peak Private Lending, LLC is a family-owned private lender headquartered in Teaneck, New Jersey, focused on New Jersey and the tri-state area with reach into other markets through a nationwide network. It offers fix and flip, construction, and rental loans to real estate investors, from newcomers to developers, for real estate investment purposes. It is a member of the American Association of Private Lenders (AAPL).

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