RSR Capital is a national Real Estate Investor Funding provider, revolutionizing lending and financing by delivering exceptional customer experiences and innovative, world-class services. We offer creative financing options tailored to meet the needs of Real Estate Investors across the United States.
RSR Capital is your trusted partner for securing investment deals with the highest level of expertise and confidentiality, all while providing the most competitive market rates. We offer a wide range of fast, asset-based financial solutions designed for investors scaling single-family portfolios or large commercial developments.
At RSR Capital, we work tirelessly for you and your investment goals—whether you are a seasoned pro or just starting your real estate journey. Our unwavering commitment to speed and transparency ensures we earn our customers’ trust, providing the leverage needed to win in today’s competitive market.
RSR Capital lends on fix and flip and new construction projects that fund the work through draws, but it does not publish how the draw process works. Neither its funding-programs page nor its downloadable program PDFs state a draw request method, an inspection type (physical or virtual), a per-draw turnaround, or a draw schedule. It also does not publish a closing timeline. What RSR does publish, in detail, is its experience-tiered leverage: up to 95% of purchase and 100% of renovation on fix and flip, and up to 90% total loan to cost on new construction. Because the draw mechanics and close speed are not documented, rehab and construction investors who need a predictable draw turnaround should confirm the process, inspection requirements, and funding speed directly with RSR before closing. Its leverage tables, published in program PDFs, are the clearest part of its offering.
RSR Capital, LLC is a private money lender serving real estate investors across the United States, offering fix and flip, bridge, new construction, DSCR, and multifamily financing, with leverage tiered by investor experience.
• Fix and flip: up to 95% of purchase and up to 100% of renovation, not to exceed 75% of ARV, on $75K to $2M, 12-month loans.
• New construction: up to 90% total LTC, up to 75% ARV, with the initial loan up to 75% of as-is value, on $100K to $2M loans up to 24 months.
• Leverage scales with experience: for example, light rehab from 85% purchase and 70% ARV (no flips) to 95% and 75% ARV (5+ flips).
• Bridge, long-term rental (DSCR), and short- and long-term multifamily programs round out the platform.

RSR Capital, LLC is a private money lender serving real estate investors across the United States, offering fix and flip, bridge, new construction, DSCR, and multifamily financing for real estate investment purposes.
Ratings are based on the following criteria:
Platinum & Gold Lenders
Platinum and Gold lenders are committed to delivering a modern, streamlined draw experience. These lenders typically support fully digital draw requests combined with virtual inspections across a wide range of project types. Their goal is to provide the fastest possible turnaround times without compromising risk management or construction oversight.
Silver & Bronze Lenders
Silver and Bronze lenders are still strong lending partners and have automated portions of their draw operations. However, the borrower experience may vary depending on the project type, inspection method, or capital partner requirements. In some cases, additional approval layers or third-party capital sources can increase reimbursement timelines.
About Virtual Inspections
Virtual inspections allow borrowers to skip scheduling a field inspector. They are typically reviewed within hours of submission. Borrowers must still document work thoroughly, including cost evidence (receipts) and lien waivers where applicable. Every lender listed on Lenderly offers virtual inspections and automated draw requests. The majority utilize independent construction experts for remote review, or they review submissions in house.
A draw-friendly lender is one that prioritizes speed, simplicity, and reliability when it comes to funding your project. They make it easy to request draws, minimize friction in the process, and get you reimbursed quickly so your project keeps moving.
The best draw-friendly lenders combine digital draw request tools with virtual inspections, allowing you to submit, verify, and receive funds often within 24 hours.
By comparison, traditional timelines can slow you down:
Every lender featured here offers a streamlined, digital draw process and supports virtual inspections for at least some of their loan products, helping you access capital faster and with far less hassle.