Soviero Capital is a family-led private money lender based in Jupiter, Florida, and known as South Florida’s boutique money lender. The firm traces its start to its founder, a former managing director at a New York investment banking firm, who turned to private real estate lending to earn stronger, more controlled returns than his retired mother was seeing from bank CDs and stock funds. That founding idea, building wealth through steady, well-analyzed risk, still guides the business today.
In operation since 1982, Soviero Capital has provided more than $50 million in real estate loans to small-business borrowers in Florida and beyond, while delivering above-average returns to its accredited investors. The firm runs deliberately as a boutique to emphasize the close personal relationships it builds with borrowers and capital partners, many of whom are family and lifelong friends. It is managed primarily by the Soviero family, led by principal Tony Soviero alongside board members Christopher and Daniel Soviero.
Soviero Capital’s lending rests on a thorough, unbiased due diligence process overseen by a team that includes a former Assistant County Attorney, an investment banker, and a practicing real estate attorney. That discipline has produced a charge-off rate of under 0.3 percent across the firm’s 40-year history. With deep knowledge of Florida’s submarkets, laws, and local regulations, Soviero Capital funds proven borrowers and unique loan candidates that conventional lenders often pass on, including fix-and-flip investors who need speed and reliable funding.
Soviero Capital is a boutique, relationship-based hard money lender, and it does not publish a draw process on its site. There is no stated draw request method, inspection type (physical or virtual), per-draw turnaround, or reimbursement schedule, and fix and flip appears among its offerings rather than as a detailed program. Because Soviero is a small, family-led firm that has lent since 1982, any rehab or construction draw structure is likely arranged directly with the borrower rather than from a published schedule. The site also does not publish a closing timeline or leverage figures. For investors who need draw-funded rehab financing, the draw terms are not documented, so the process, inspection requirements, and funding turnaround should be confirmed directly with Soviero before closing. This profile is best treated as a relationship lender rather than a program-driven one.
Soviero Capital is a boutique, family-led private hard money lender based in Jupiter, Florida, providing hard money and private money loans, including fix and flip financing, to real estate investors and small businesses since 1982.
• Hard money and private money loans for real estate investors and small businesses.
• Fix and flip financing, referenced among its investor loans.
• Lends primarily in Florida, and selectively to out-of-state borrowers.
• Soviero does not publish leverage figures (LTV, LTC, or ARV), rates, or a closing timeline, so investors should request a quote for terms.
• As a boutique, family-led lender operating since 1982, Soviero emphasizes relationships and flexible, individually structured loans over standardized programs.
Contact Information:
1025 West Indiantown Road, Suite 106
Jupiter, Florida 33458
+1 (561) 278-0098
Soviero Capital is a boutique, family-led private hard money lender based in Jupiter, Florida, in business since 1982. It provides hard money and private money loans, including fix and flip financing, to real estate investors and small businesses primarily in Florida and selectively out of state, for real estate investment purposes.
