Asset Based Lending

You invest in properties, we invest in you.

PLATINUM LENDER

Fix & Flip, Ground Up, Other

Virtual Inspections allowed on:Fix & FlipGround UpOther

Loan Close Time: 10 days

Overview

Asset Based Lending was established in 2010, providing fast bridge financing to real estate investors for the purchase, renovation, new construction, and long-term refinance of single-family and multi-family properties. A trusted lender to thousands of investors, Asset Based Lending has closed over $3.8 billion in loans and funded over 9,000 projects since its founding.

With us, our borrowers are empowered by a local-first & relationship-driven approach that delivers superior service and tactical advice while helping transform neighborhoods through impactful projects.

Draw & Construction Process

Draw Construction Funds in Days, Not Weeks.

With the industry’s leading draws management, Asset Based Lending gets you the funds you need when you need it. Using our mobile-first technology, you have easy access to share progress updates on your construction progress. After approval, you can expect funds in as few as 24 hours.

01 Draw Request
Borrowers can reach out to our draws team or submit a request online to kick start the draws process. An experienced member of our draws management team will assist you throughout the process.

02 Inspection Completed
ABL borrowers have access to cutting-edge technology tools to complete fast, easy virtual inspections. In some cases, projects will require an onsite inspection, and ABL will help connect you with the right partner. Either way – you’re on your way to receiving your money fast!

03 Approval and Amount Released
After the completed inspection is reviewed and approved by our draws team, funds are released to your bank account.

Best For

Loan Programs

Fix & Flip Loan Rates & Terms
Asset Based Lending’s Fix & Flip loans offer you a short-term loan to purchase and renovate a property to sell it for profit, or hold the property for long-term investment. Check out our loan terms below.

Rate as low as 8.99%
Leverage up to 75% LTARV
Loan Size $75K – $50M
Check Out Your Rate

Additional Highlights
Minimum Credit Score 660
0 – 2% Points
Up to 92.5% LTC
100% Reimbursement on Draws
12 – 24 Month Loan Terms
Blanket Loans Available
Single-Family, Multi-Family, and Condos
No Prepayment Penalty
Flexible Programs Available
Extensions Available

New Construction Loan Rates & Terms
If you’re building single-family homes or multi-family properties, Asset Based Lending has the tools to help you finance your success. Our team works closely with professional builders and developers to quickly and reliably fund their projects.

Rate as low as 9.25%
Leverage up to 75% LTARV
Loan Size $75K – $50M
Check Out Your Rate

Additional Highlights
Minimum Credit Score 660
0 – 2% Points
Up to 75% of Purchase
100% Reimbursement on Construction
12 – 24 Month Loan Term
Single-Family, Multi-Family, and Condos
No Prepayment Penalty
Flexible Programs Available
Blanket Loans Available
Extensions Available