An intro statement about IFC
Loan Close Time: < 7 days
We disrupted the loan industry in 2018 by delivering investor-focused loans that are fast, flexible, and free from the murky, impersonal, bureaucratic process of traditional lending.
Our entire team stands shoulder-to-shoulder (and shovel-to-shovel) with our investors as a full-service, committed, and expert lending partner. Through the boom times and global pandemics, we help you get your competitive need-the-funds-yesterday deals under contract, regroup when you have project cost overruns no one could have predicted, and overcome last-minute changes on the way to closing. In short, we’ve got your back.
We get the market, we get investing, and we get what you need to scale your investment portfolio quickly, efficiently, and exponentially.
How do I request a draw?
You will fill out your Master Draw Schedule on the coordinating draws sheet and email the form back to draws@ifundcities.com.
i Fund Cities loan programs are subject to change based on market and underwriting conditions. Interest rates and other terms are subject to change with or without notice and may vary based on the creditworthiness of the borrower, property type and state, and other considerations. Loans are for investment purposes only and not for personal, family, or household use. Other restrictions apply. i Fund Cities currently does not lend in the following states: CA, NY, NV. NMLS ID # 2383700.
Ratings are based on the following criteria:
Platinum & Gold Lenders
Platinum and Gold lenders are committed to delivering a modern, streamlined draw experience. These lenders typically support fully digital draw requests combined with virtual inspections across a wide range of project types. Their goal is to provide the fastest possible turnaround times without compromising risk management or construction oversight.
Silver & Bronze Lenders
Silver and Bronze lenders are still strong lending partners and have automated portions of their draw operations. However, the borrower experience may vary depending on the project type, inspection method, or capital partner requirements. In some cases, additional approval layers or third-party capital sources can increase reimbursement timelines.
About Virtual Inspections
Virtual inspections allow borrowers to skip scheduling a field inspector. They are typically reviewed within hours of submission. Borrowers must still document work thoroughly, including cost evidence (receipts) and lien waivers where applicable. Every lender listed on Lenderly offers virtual inspections and automated draw requests. The majority utilize independent construction experts for remote review, or they review submissions in house.
A draw-friendly lender is one that prioritizes speed, simplicity, and reliability when it comes to funding your project. They make it easy to request draws, minimize friction in the process, and get you reimbursed quickly so your project keeps moving.
The best draw-friendly lenders combine digital draw request tools with virtual inspections, allowing you to submit, verify, and receive funds often within 24 hours.
By comparison, traditional timelines can slow you down:
Every lender featured here offers a streamlined, digital draw process and supports virtual inspections for at least some of their loan products, helping you access capital faster and with far less hassle.