GOLD LENDER
Loan Close Time: 5 days
Malve Capital LLC is a private direct lender providing fast and flexible financing for real estate acquisitions, refinances, and construction, with closings in as fast as 5 business days, subject to clear title. Rates start at 9%, and the company emphasizes transparent fees and dedicated support.
Loan amounts range from $50,000 to $10,000,000 across single-family, multi-family, townhomes, condos, and commercial properties. Malve Capital uses minimal documentation, with no tax returns, W-2s, or bank statements required and no minimum FICO score, and is a member of the American Association of Private Lenders.
After reviewing a deal, Malve Capital typically issues a term sheet the same day, then collects a few basic diligence items such as photo ID, entity documents, and property insurance. The company’s law firm drafts the loan documents, and once everything is signed, the deal is funded.
Construction draws can be requested through the borrower portal, by email, or by phone. Malve Capital sends an inspector, and within about 24 hours the inspection report is returned, allowing a draw to be issued directly to the borrower’s bank account.
Fix & Flip
Property Types: Residential, Multifamily, and Commercial
Loan Purpose: Acquisition, Refinance
Term: 3 to 24 months
Acquisition Loan: Up to 90%
Construction Loan: Up to 100%
Starting Rate: 8%
Bridge
Property Types: Residential, Multifamily, and Commercial
Loan Purpose: Acquisition, Refinance
Term: 3 to 24 months
Acquisition Loan: Up to 85%
Construction Loan: Up to 100%
Starting Rate: 7%
Ground Up
Property Types: Residential and Multifamily
Loan Purpose: Acquisition, Refinance
Term: 3 to 24 months
Acquisition Loan: Up to 75%
Construction Loan: Up to 100%
Starting Rate: 9%
“MALVE” is a registered trademark of Malve Capital LLC. The company states that information on its site is not an offer to make a loan and is a non-binding expression of interest, and that rates, terms, and conditions are subject to change at its sole discretion without notice. Malve Capital makes business-purpose loans and is a member of the American Association of Private Lenders.
