Kentucky Private Lending (KYPL) is a local, private lender dedicated to helping investors make their real estate opportunities a reality. Our company specializes in loans for real estate investment purposes with short-term financing options available in the Greater Louisville and surrounding areas. We understand the challenges our clients face each day in this industry and our goal is to make sure financing is not one of those. The team at KYPL will work hard to establish long lasting relationships by earning the trust of our clients and look forward to helping our community grow.
Our draw & construction process is a streamlined, self-serve draw process where borrowers itemize completed rehab work, upload docs, and submit requests directly through the portal.
Fix-to-Flip: For investors looking to buy, rehab, and sell a property.
Fix-to-Rent: For investors looking to buy, rehab, rent, refinance, and repeat. The BRRRR method.
Bridge Loans: For investors who have approved financing but need to close quicker
Please call us today to learn more about the exciting options KYPL has to offer.
Rates are subject to change. Contact us to get the most up-to-date rates and terms.
Ratings are based on the following criteria:
Platinum & Gold Lenders
Platinum and Gold lenders are committed to delivering a modern, streamlined draw experience. These lenders typically support fully digital draw requests combined with virtual inspections across a wide range of project types. Their goal is to provide the fastest possible turnaround times without compromising risk management or construction oversight.
Silver & Bronze Lenders
Silver and Bronze lenders are still strong lending partners and have automated portions of their draw operations. However, the borrower experience may vary depending on the project type, inspection method, or capital partner requirements. In some cases, additional approval layers or third-party capital sources can increase reimbursement timelines.
About Virtual Inspections
Virtual inspections allow borrowers to skip scheduling a field inspector. They are typically reviewed within hours of submission. Borrowers must still document work thoroughly, including cost evidence (receipts) and lien waivers where applicable. Every lender listed on Lenderly offers virtual inspections and automated draw requests. The majority utilize independent construction experts for remote review, or they review submissions in house.
A draw-friendly lender is one that prioritizes speed, simplicity, and reliability when it comes to funding your project. They make it easy to request draws, minimize friction in the process, and get you reimbursed quickly so your project keeps moving.
The best draw-friendly lenders combine digital draw request tools with virtual inspections, allowing you to submit, verify, and receive funds often within 24 hours.
By comparison, traditional timelines can slow you down:
Every lender featured here offers a streamlined, digital draw process and supports virtual inspections for at least some of their loan products, helping you access capital faster and with far less hassle.