PLATINUM LENDER
Loan Close Time: < 10 business days
If you’re a builder or real estate investor, you understand the frustration and hardship lenders can have on your business. When funds aren’t ready at closing, a deal can fall through. If a draw payment isn’t made on time, your subcontractors get frustrated and might walk off of the job.
Loan Mountain Capital was built by homebuilders and real estate investors to offer a lending experience above the rest. When you partner with Loan Mountain, you won’t get stuck talking to a banker. When you call, you won’t be sent to voicemail. You’ll connect with local people who understand your business and are here to help you tackle the real challenges you face on every project.
New Construction Private Hard Money Loans
Flexible funding for residential and multifamily construction.
Approval And Terms In 24 Hours
Single Family Residential And Multifamily (2-6 Units)
No Junk Fees
Competitive Rates
9-18 Month Terms
Private Loans From $50K-$1.5M
Fix and Flip Private Hard Money Loans
Designed for the purchase, rehab, and sale of an investment property.
Approval And Terms In 24 Hours
Single Family Residential And Multifamily (2-6 Units)
Private Loans From $50K-$1.5M
No Appraisal Needed
6-12 Month Terms
No Junk Fees

Ratings are based on the following criteria:
Platinum & Gold Lenders
Platinum and Gold lenders are committed to delivering a modern, streamlined draw experience. These lenders typically support fully digital draw requests combined with virtual inspections across a wide range of project types. Their goal is to provide the fastest possible turnaround times without compromising risk management or construction oversight.
Silver & Bronze Lenders
Silver and Bronze lenders are still strong lending partners and have automated portions of their draw operations. However, the borrower experience may vary depending on the project type, inspection method, or capital partner requirements. In some cases, additional approval layers or third-party capital sources can increase reimbursement timelines.
About Virtual Inspections
Virtual inspections allow borrowers to skip scheduling a field inspector. They are typically reviewed within hours of submission. Borrowers must still document work thoroughly, including cost evidence (receipts) and lien waivers where applicable. Every lender listed on Lenderly offers virtual inspections and automated draw requests. The majority utilize independent construction experts for remote review, or they review submissions in house.
A draw-friendly lender is one that prioritizes speed, simplicity, and reliability when it comes to funding your project. They make it easy to request draws, minimize friction in the process, and get you reimbursed quickly so your project keeps moving.
The best draw-friendly lenders combine digital draw request tools with virtual inspections, allowing you to submit, verify, and receive funds often within 24 hours.
By comparison, traditional timelines can slow you down:
Every lender featured here offers a streamlined, digital draw process and supports virtual inspections for at least some of their loan products, helping you access capital faster and with far less hassle.