Low Tide Lending

Your Trusted Partner in Real Estate Financing

GOLD LENDER

Fix & Flip

Virtual Inspections allowed on:Fix & Flip

Loan Close Time: < 10 days

Overview

We understand that time is money and every deal is unique. As an asset-based lender, we focus on the strength of the property — allowing us to offer flexible, creative financing solutions for residential single-family (1–4 unit) investments. Speed, certainty, and experience help get you across the finish line.

Draw & Construction Process

Low Tide Private Lending uses Sitewire to manage draw requests for renovation or construction projects. Once you submit your draw request with the required documentation (such as invoices, receipts, or proof of completed work) through Sitewire, our team reviews it and typically releases funds promptly so you can stay on schedule.

Because we service loans in-house, you’ll work directly with our team throughout the draw process, ensuring clarity, transparency, and speed.

You can submit an online application or contact us directly to discuss how draws will work for your specific project.

Best For
Loan Programs

Low Tide Private Lending offers short-term, asset-based loans designed for real estate investors. Terms vary depending on the property, loan amount, borrower experience, and deal structure, but typical features include:

  • Loan term: Short-term, usually 6–12 months

  • Loan-to-Cost (LTC): Up to 100% depending on borrower experience

  • Loan-to-After Repair Value (ARV): Up to 75% depending on experience

  • Property types: Residential single-family and 1–4 unit investment properties only

  • Interest rates and points: Competitive, structured based on deal risk and complexity

Every deal is reviewed individually to provide terms that fit your project and goals.

You can submit an online application or contact us directly to discuss terms for your specific property.

Resources

Legal / Disclosures