Loan Close Time: 3-5 business days
At Sterling Capital, our mission is to empower multifamily investors with tailored financing solutions that support growth, innovation, and opportunity. We are committed to providing exceptional service through seasoned professionals who understand the unique needs of the real estate market, from small balance loans to complex bridge financing. Together with our affiliates, we aim to be the trusted partner for all your multifamily lending needs, nationwide.
Intake: analyze and underwrite initial financial and personal information.
Due Diligence: gathering docs including appraisal and other necessary 3rd parties.
Approval: in house credit tea allows for fast approvals.
Closing: timely funding and simple closing process.
Small Balance Multifamily Loan Program:
Large Balance Multifamily Loan Program:
Our Bridge Loan Program is specifically designed to provide fast, flexible, and reliable financing solutions for real estate investors and developers across the United States. Offering loan amounts ranging from $10 million to $50 million, this program is ideal for investors who need short-term capital to seize time-sensitive opportunities, such as property acquisitions, repositioning, or value-add projects.
Ratings are based on the following criteria:
Platinum & Gold Lenders
Platinum and Gold lenders are committed to delivering a modern, streamlined draw experience. These lenders typically support fully digital draw requests combined with virtual inspections across a wide range of project types. Their goal is to provide the fastest possible turnaround times without compromising risk management or construction oversight.
Silver & Bronze Lenders
Silver and Bronze lenders are still strong lending partners and have automated portions of their draw operations. However, the borrower experience may vary depending on the project type, inspection method, or capital partner requirements. In some cases, additional approval layers or third-party capital sources can increase reimbursement timelines.
About Virtual Inspections
Virtual inspections allow borrowers to skip scheduling a field inspector. They are typically reviewed within hours of submission. Borrowers must still document work thoroughly, including cost evidence (receipts) and lien waivers where applicable. Every lender listed on Lenderly offers virtual inspections and automated draw requests. The majority utilize independent construction experts for remote review, or they review submissions in house.
A draw-friendly lender is one that prioritizes speed, simplicity, and reliability when it comes to funding your project. They make it easy to request draws, minimize friction in the process, and get you reimbursed quickly so your project keeps moving.
The best draw-friendly lenders combine digital draw request tools with virtual inspections, allowing you to submit, verify, and receive funds often within 24 hours.
By comparison, traditional timelines can slow you down:
Every lender featured here offers a streamlined, digital draw process and supports virtual inspections for at least some of their loan products, helping you access capital faster and with far less hassle.