What is a fix and flip loan?
A fix and flip loan is a short-term loan specifically designed for real estate investors who purchase properties to renovate and resell quickly. This loan product provides swift capital to cover both the purchase and the rehabilitation costs.
Close in as little as 3–7 business days
Get your deal funded without delays or red tape.
High leverage, less capital required
LTC (loan-to-cost) up to 93%, LTV (loan-to-value) up to 75%, and up to 100% of rehab funds.
Competitive pricing, transparent terms
No hidden fees — just straightforward, investor-friendly rates.
100% online. No tax returns needed
Apply in minutes. Get pre-approved fast.
Loan Terms Built for Real Estate Investors
Whether you’re buying your next flip or refinancing a past project, our Fix and Flip loans give you the flexibility to act fast and keep your capital moving.
Leverage: LTC up to 93%, LTV up to 75%, and up to 100% of rehab funds
Property types: Single-family residence, townhome, condos
Loan amounts: $100K – $20MM
Credit score: 650+
Payment: Interest-only
Term: 12 – 24 months
Fees: No application fee. No prepayment penalty. No income verification.
What is a ground-up construction loan?
A ground-up construction loan provides funding to build a new property from scratch, usually on entitled land that already has zoning and permits in place. These loans are often used for developing vacant or underutilized lots in urban or suburban areas, covering costs from land purchase to construction until the property is ready for sale or long-term financing.
Competitive rates
Competitive rates and terms with low origination fees.
Multiple draw options
Choose dutch funding or milestone-based disbursements
Flexible closing
Choose between single or dual close loans depending on your financing structure.
Multiple exit strategies
Build-to-sell or build-to-rent strategies offer flexibility in how you plan to use the finished property.
Ground Up Construction Loan Terms
Our ground-up construction loan can be utilized to finance new construction projects, purchase land, or provide the necessary capital for other development needs
Leverage: LTC up to 80%
Property types: Single-family residence, townhome
Loan amount: $100K – $25MM
Credit score: 660
Rate type: Fixed
Terms: 12 – 24 months, interest-only
No personal income/asset/tax return verification required. No foreclosure or bankruptcy within the past 24 months
What is a multifamily bridge loan?
Multifamily bridge loans provide financing for the purchase, renovation, stabilization and refinancing of multifamily real estate. A multifamily bridge loan is a short-term or interim financing option, often used by borrowers when speed and flexibility is required. Multifamily bridge terms can vary depending on the loan type and lender.
Quick funding with high leverage
Close in as little as 3–10 days, up to 80% LTC.
Competitive rates
Competitive rates and terms with low origination fees.
Multifamily Bridge Loan
Our multifamily bridge loan provides short-term financing for property acquisitions, value-add renovations, lease-up stabilization, or refinancing existing debt for multifamily properties (5+ units).
