GOLD LENDER
Quanta Finance is a private lender built exclusively for real estate investors. We fund deals based on property value, deal structure, and timeline: not bank-style constraints.
Whether it’s a fix and flip, a heavy rehab, or a ground-up build, we give you the financing you need to move faster and scale your portfolio!
Quanta Finance issues construction draws after inspections verify completed work, so its draws are reimbursement-based (the borrower funds the stage, then draws against verified progress). There is an inspection-modality nuance worth noting: Quanta’s homepage markets “digital inspections and rapid draws,” while its FAQ describes “third-party inspections” that verify completed work. The site does not explicitly resolve whether inspections are on-site or virtual, and it does not publish a per-draw turnaround. On the front end, Quanta advertises 24-hour approvals and closings in as little as five days. For rehab and construction investors, the takeaway is a fast close paired with inspection-verified draws, with the exact inspection format worth confirming (digital versus third-party on-site) for a given project.
Quanta Finance, Inc. is a private lender for real estate investors based in Westlake Village, California, lending across 42 states and Washington DC, with fix and flip, heavy rehab, construction, bridge, rental, and multifamily programs.
• Fix and flip: typically up to 90% of the purchase price and 100% of renovation costs, up to 75% of ARV.
• Loan amounts from $100K to $10M, on 6 to 18 month interest-only terms, with a 620 minimum FICO.
• Heavy rehab, ground-up construction, bridge, rental, and multifamily loans round out the platform.
• 24-hour indicative approvals from a property address and FICO, for business-purpose loans only.

Quanta Finance, Inc. is a private lender for real estate investors headquartered in Westlake Village, California, with a second office in Deerfield, Illinois, lending across more than 42 states and Washington DC. It offers fix and flip, heavy rehab, construction, bridge, rental, and multifamily loans for business purposes only, not for personal, family, or household use, and operates under California DRE license 02021363 (broker DRE 01892143).
Ratings are based on the following criteria:
Platinum & Gold Lenders
Platinum and Gold lenders are committed to delivering a modern, streamlined draw experience. These lenders typically support fully digital draw requests combined with virtual inspections across a wide range of project types. Their goal is to provide the fastest possible turnaround times without compromising risk management or construction oversight.
Silver & Bronze Lenders
Silver and Bronze lenders are still strong lending partners and have automated portions of their draw operations. However, the borrower experience may vary depending on the project type, inspection method, or capital partner requirements. In some cases, additional approval layers or third-party capital sources can increase reimbursement timelines.
About Virtual Inspections
Virtual inspections allow borrowers to skip scheduling a field inspector. They are typically reviewed within hours of submission. Borrowers must still document work thoroughly, including cost evidence (receipts) and lien waivers where applicable. Every lender listed on Lenderly offers virtual inspections and automated draw requests. The majority utilize independent construction experts for remote review, or they review submissions in house.
A draw-friendly lender is one that prioritizes speed, simplicity, and reliability when it comes to funding your project. They make it easy to request draws, minimize friction in the process, and get you reimbursed quickly so your project keeps moving.
The best draw-friendly lenders combine digital draw request tools with virtual inspections, allowing you to submit, verify, and receive funds often within 24 hours.
By comparison, traditional timelines can slow you down:
Every lender featured here offers a streamlined, digital draw process and supports virtual inspections for at least some of their loan products, helping you access capital faster and with far less hassle.