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Quanta Finance: Fix and Flip, Construction, and Rental Loans

Quanta Finance is a property value-driven private lender built exclusively for real estate investors, funding fix-and-flip, heavy rehab, and ground-up construction.

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Fix & FlipGround UpOther

Overview

Quanta Finance is a private lender built exclusively for real estate investors. We fund deals based on property value, deal structure, and timeline: not bank-style constraints.

Whether it’s a fix and flip, a heavy rehab, or a ground-up build, we give you the financing you need to move faster and scale your portfolio!

Draw & Construction Process

Quanta Finance issues construction draws after inspections verify completed work, so its draws are reimbursement-based (the borrower funds the stage, then draws against verified progress). There is an inspection-modality nuance worth noting: Quanta’s homepage markets “digital inspections and rapid draws,” while its FAQ describes “third-party inspections” that verify completed work. The site does not explicitly resolve whether inspections are on-site or virtual, and it does not publish a per-draw turnaround. On the front end, Quanta advertises 24-hour approvals and closings in as little as five days. For rehab and construction investors, the takeaway is a fast close paired with inspection-verified draws, with the exact inspection format worth confirming (digital versus third-party on-site) for a given project.

Loan Programs

Quanta Finance, Inc. is a private lender for real estate investors based in Westlake Village, California, lending across 42 states and Washington DC, with fix and flip, heavy rehab, construction, bridge, rental, and multifamily programs.
• Fix and flip: typically up to 90% of the purchase price and 100% of renovation costs, up to 75% of ARV.
• Loan amounts from $100K to $10M, on 6 to 18 month interest-only terms, with a 620 minimum FICO.
• Heavy rehab, ground-up construction, bridge, rental, and multifamily loans round out the platform.
• 24-hour indicative approvals from a property address and FICO, for business-purpose loans only.

States Served

Resources

Legal / Disclosures

Quanta Finance, Inc. is a private lender for real estate investors headquartered in Westlake Village, California, with a second office in Deerfield, Illinois, lending across more than 42 states and Washington DC. It offers fix and flip, heavy rehab, construction, bridge, rental, and multifamily loans for business purposes only, not for personal, family, or household use, and operates under California DRE license 02021363 (broker DRE 01892143).

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