The brick exterior of Rosemont Plaza features a covered white portico entrance with tall columns, manicured landscaping, and a vintage streetlamp in the foreground.

Rehab Financial Group: 100% Fix and Flip and Ground-Up Loans

Nationwide fix-to-flip and fix-to-rent lender using common-sense underwriting to match loan products to each investor’s goals.
Fix & FlipGround UpOther
Loan Programs
Fix & Flip, Ground Up, Other
Max Leverage
100% of Purchase & Rehab Costs; LTV Up to 75% based on ARV. FICO 650-699 = max ARV 65%; FICO 700+ = max ARV 70%; FICO 700+ with proven experience = max ARV 75%.

Overview

Whether you are renovating to sell or rent, Rehab Financial Group is committed to investor success! We evaluate borrowers as a whole, and ultimately try to match our broad base of loan products to meet your specific goals. By reviewing an applicant’s full financial picture, we don’t need to stick to hard-and-fast formulas, but instead use common sense underwriting and work with financially-responsible borrowers who want to flip a reasonably-priced property.

Draw & Construction Process

Rehab Financial Group runs a clearly documented, third-party physical inspection draw process. To release a draw, RFG orders a third-party inspection (it relies on inspection reports, not borrower photos), the inspector contacts the borrower within one to two days, the report is received within two to four days, and funds are sent within one day of the report. Draws are wired only, with a $30 fee per draw. RFG also adds a 10% final holdback to the repair budget, and it funds only fully completed line items, not partial work. Because this is a physical, third-party inspection cycle rather than a virtual one, investors should build the roughly four to seven day request-to-funds window into their schedule. On the front end, RFG makes same-day decisions and closes in as few as 5 to 10 business days.

Loan Programs

Rehab Financial Group, LP is a private hard money lender based in Rosemont, Pennsylvania, specializing in 100% fix and flip financing, plus ground-up construction, five-to-ten-unit multifamily, and 30-year rental loans, across 18 states.
• Fix and flip: 100% of purchase and rehab costs, with LTV up to 75% based on ARV, from 9.99% and points as low as 1.5%.
• ARV tiers by credit: FICO 650 to 699 up to 65% ARV, 700+ up to 70% ARV, and 700+ with proven experience up to 75% ARV.
• Loan amounts from $100K to $1.25M, on a 9-month term with an optional 3-month extension.
• Ground-up construction, 5 to 10 unit multifamily, and 30-year rental loans round out the platform.

States Served

Resources

Legal / Disclosures

Rehab Financial Group, LP is a private hard money lender headquartered in Rosemont, Pennsylvania, specializing in 100% fix and flip, ground-up construction, five-to-ten-unit multifamily, and 30-year rental loans. It lends across 18 states to real estate investors for real estate investment purposes.

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