Whether you are renovating to sell or rent, Rehab Financial Group is committed to investor success! We evaluate borrowers as a whole, and ultimately try to match our broad base of loan products to meet your specific goals. By reviewing an applicant’s full financial picture, we don’t need to stick to hard-and-fast formulas, but instead use common sense underwriting and work with financially-responsible borrowers who want to flip a reasonably-priced property.
Rehab Financial Group runs a clearly documented, third-party physical inspection draw process. To release a draw, RFG orders a third-party inspection (it relies on inspection reports, not borrower photos), the inspector contacts the borrower within one to two days, the report is received within two to four days, and funds are sent within one day of the report. Draws are wired only, with a $30 fee per draw. RFG also adds a 10% final holdback to the repair budget, and it funds only fully completed line items, not partial work. Because this is a physical, third-party inspection cycle rather than a virtual one, investors should build the roughly four to seven day request-to-funds window into their schedule. On the front end, RFG makes same-day decisions and closes in as few as 5 to 10 business days.
Rehab Financial Group, LP is a private hard money lender based in Rosemont, Pennsylvania, specializing in 100% fix and flip financing, plus ground-up construction, five-to-ten-unit multifamily, and 30-year rental loans, across 18 states.
• Fix and flip: 100% of purchase and rehab costs, with LTV up to 75% based on ARV, from 9.99% and points as low as 1.5%.
• ARV tiers by credit: FICO 650 to 699 up to 65% ARV, 700+ up to 70% ARV, and 700+ with proven experience up to 75% ARV.
• Loan amounts from $100K to $1.25M, on a 9-month term with an optional 3-month extension.
• Ground-up construction, 5 to 10 unit multifamily, and 30-year rental loans round out the platform.

Rehab Financial Group, LP is a private hard money lender headquartered in Rosemont, Pennsylvania, specializing in 100% fix and flip, ground-up construction, five-to-ten-unit multifamily, and 30-year rental loans. It lends across 18 states to real estate investors for real estate investment purposes.
Ratings are based on the following criteria:
Platinum & Gold Lenders
Platinum and Gold lenders are committed to delivering a modern, streamlined draw experience. These lenders typically support fully digital draw requests combined with virtual inspections across a wide range of project types. Their goal is to provide the fastest possible turnaround times without compromising risk management or construction oversight.
Silver & Bronze Lenders
Silver and Bronze lenders are still strong lending partners and have automated portions of their draw operations. However, the borrower experience may vary depending on the project type, inspection method, or capital partner requirements. In some cases, additional approval layers or third-party capital sources can increase reimbursement timelines.
About Virtual Inspections
Virtual inspections allow borrowers to skip scheduling a field inspector. They are typically reviewed within hours of submission. Borrowers must still document work thoroughly, including cost evidence (receipts) and lien waivers where applicable. Every lender listed on Lenderly offers virtual inspections and automated draw requests. The majority utilize independent construction experts for remote review, or they review submissions in house.
A draw-friendly lender is one that prioritizes speed, simplicity, and reliability when it comes to funding your project. They make it easy to request draws, minimize friction in the process, and get you reimbursed quickly so your project keeps moving.
The best draw-friendly lenders combine digital draw request tools with virtual inspections, allowing you to submit, verify, and receive funds often within 24 hours.
By comparison, traditional timelines can slow you down:
Every lender featured here offers a streamlined, digital draw process and supports virtual inspections for at least some of their loan products, helping you access capital faster and with far less hassle.