White coastal home with tall palm trees

ARV Finance

California-based private lender built by fix-and-flip veterans to serve high-volume residential investors.

GOLD LENDER

Fix & Flip
Key States Served
California
Loan Close Time
5-7 business days
Loan Programs
Fix & Flip

Overview

ARV Finance is a San Diego-based hard money lender serving fix-and-flip real estate investors, describing itself as a lending partner to premier real estate investors and as built by investors, for investors. The company was founded by Neil Dutta, co-founder of Apollo Realty Investments, which was one of the largest fix and flip operators in San Diego. Having completed hundreds of renovation projects, Dutta built ARV Finance to partner with high-volume operators navigating the changing landscape of residential investing.

Beyond lending, ARV Finance positions itself as a growth partner. It offers investors access to its ARV Mastermind community and guidance across acquisitions, operations, and construction, with the goal of helping borrowers increase deal flow and improve construction quality, pricing, and timelines. The company is based in La Jolla, California.

Draw & Construction Process

ARV Finance highlights fast rehab draws as a core advantage. The company releases rehab draws in 24 hours, which it contrasts with the roughly week-long turnaround borrowers report from many other lenders. Built by active investors, ARV Finance structures its process around keeping high-volume fix-and-flip projects moving.

Best For

Loan Programs

ARV Finance provides hard money loans for residential fix-and-flip investors, paired with hands-on support across acquisitions, operations, and construction for high-volume operators.

States Served

Resources

Legal / Disclosures

ARV Finance Inc. arranges business-purpose loans. Loans are for business purposes only and not for personal, family, or household use. Nothing represented on its website is a commitment to lend, and all loans must satisfy the lender’s underwriting guidelines and due diligence. Loan amounts, interest rates, and costs are for informational purposes only and are subject to change without notice at the lender’s discretion until a definitive agreement is executed.

ARV Finance Inc. operates under California Financing Law license CFL #60DBO-208416 and is located at 737 Pearl St. #208, La Jolla, CA 92037.

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