Center Street Lending is a nationwide private lender focused on residential real estate investors, operating under the tagline “Smarter Loans for Residential Investors.” The company was founded in 2010 by the former president of a public home builder, and it lends with a residential investor-first mindset shaped by that development background.
Center Street Lending puts white glove service at the center of the experience, pairing quick turnarounds with dedicated in-house draw and servicing teams that support borrowers from application through payoff. The company emphasizes competitive leverage and pricing, full transparency, and no hidden fees across its loan products.
With more than 16 years in business, over 9,700 projects funded, and a 4.8 out of 5 Google review rating, Center Street Lending lends throughout the United States and works with borrowers, builders, brokers, real estate agents, and general contractors.
Center Street Lending handles its draws and servicing in house, and it publishes a clear draw timeline: the typical turnaround from a draw request to the wire is five to seven business days.
Inspections are physical site visits performed by a third-party inspector (Trinity or CFSI), who verifies completed work against the budget and documents progress with photographs, so this is not a virtual-inspection program. Soft-cost draws are lighter, with no inspection required, only the request form and supporting documentation. Borrowers manage draws through an online portal. On the front end, Center Street says investors can get pre-approved for a fix and flip loan within 24 hours. Because the draw cycle depends on scheduling a third-party inspector, investors on fast rehab timelines should build the five to seven business day window into their planning.
Center Street Lending is a licensed real estate investment lender operating across multiple states. Its licensing and registration details, as published on the company’s website, are listed below.
