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DKC Lending: Tampa Fix and Flip and New Construction Loans

Florida-based hard money lender offering personalized loan consultation and direct funding.

SILVER LENDER

Fix & FlipGround Up
Key States Served
Florida
Loan Close Time
3-5 business days
Loan Programs
Fix & Flip, Ground Up
Max Leverage
Fix & Flip: up to 70% of purchase price; up to 50% financing for construction costs. New Construction: up to 100% of construction cost.

Overview

DKC Lending offers hard money lending services to real estate investors in Florida and select markets across the country. We provide borrowers with personalized loan consultation services and funding. DKC is direct to lender which allows us to match the borrowers’ hard money loan needs with the best funding for their deal. Our real estate development experience allows us to offer our borrowers a unique partnership on every loan. We offer a high level of individual consulting, including review of deal analytics, rehab budgets, and deal viability.

DKC Lending also offers loan servicing for real estate investors. DKC has a proven track record of successful underwriting and brings an extensive real estate development background and expertise to help best guide borrowers on each unique transaction.

Draw & Construction Process

DKC Lending structures its new construction loans around builder-friendly draw schedules that feature up to seven draws, with interest-only payments during the build. Borrowers typically close once construction has begun, meaning plans are approved, permits are issued, materials are ordered, and the project has commenced.

DKC advertises fast funding turnaround on draws, but it does not publish a specific per-draw timeline or state whether inspections are physical or virtual, so both are worth confirming for a given project. Because new construction requires either builder experience or a licensed contractor partner, the draw process is geared toward active builders rather than first-time investors. On the front end, DKC can close a purchase as a cash offer in as little as three days, with cash closings generally in the three to ten day range. Investors on tight build schedules should confirm draw turnaround and inspection requirements directly.

Loan Programs

DKC Lending is a Clearwater-based hard money lender serving Florida and select markets nationwide, offering fix and flip, new construction, refinance, and non-recourse loans.


Fix and flip: up to 70% of the purchase price, with up to 50% financing for construction costs, on 1 to 2 year terms at 10% to 12% interest only.
New construction: up to 100% of the construction cost, with separate financing available for land, on a typical 12-month term.
New construction is for builders with experience, or borrowers partnering with a licensed contractor, on single-family and multifamily residential projects.
Refinance and non-recourse loan options are also offered, with consultation fees of 2% to 4%.

States Served

Resources

Legal / Disclosures

DKC Lending, LLC is a hard money lender headquartered in Clearwater, Florida, in the Tampa Bay area, offering fix and flip, new construction, refinance, and non-recourse loans. It lends across Florida and select markets nationwide to real estate investors for real estate investment purposes.

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