SILVER LENDER
Eagle Point Lending specializes in asset-based lending for the Texas real estate market, offering quick and dependable financing for buying, refinancing, or funding construction and renovation of residential and commercial properties.
Their services include fix-and-flip, rental financing, ground-up construction, and bridge funding.
They prioritize relationships over transactions, emphasizing common sense underwriting and a commitment to your investment success.
Eagle Point Lending funds new construction through draws, releasing payments as each phase of the build is completed and verified. Borrowers submit a draw request through a portal, and Eagle Point sends an inspector for an on-site visit to confirm the work matches the request before releasing funds. Most draws are paid within three to five business days when there are no issues, and the company says it does not collect anything in advance for draw-related fees. Inspections are on-site rather than virtual, which is worth factoring in for remote Texas projects. On the front end, Eagle Point advertises closings as fast as 48 hours. For builders and rehabbers, the combination of up to 100% construction financing and a three to five business day draw turnaround, with no upfront draw fees, is the core of the offering. Investors on tight schedules should still confirm inspection scheduling for their market.
Eagle Point Lending is a Texas asset-based hard money lender, with teams in Houston and Dallas, offering fix and flip, new construction, buy-and-hold (DSCR), and transactional loans on non-owner-occupied property across the state.
• Fix and flip: up to 90% loan to cost (LTC), up to 70% of after-repair value (ARV), and up to 100% of the purchase price on residential deals.
• New construction: up to 90% LTC, up to 100% construction financing, and up to 70% of ARV.
• Buy-and-hold DSCR loans for long-term rental holds, and transactional funding for quick back-to-back deals.
• Closings are advertised as fast as 48 hours.
Eagle Point Lending is a private, asset-based hard money lender based in Texas, with teams in Houston and Dallas, serving investors across the entire state. As a direct lender, it finances fix and flip, buy-and-hold (DSCR), new construction, and transactional loans on non-owner-occupied property for real estate investment purposes.
