Christopher Hanson is not one to wait when an attractive opportunity presents itself. That’s why when the financial markets were on the brink of collapse in 2008, he maxed out his personal credit card advances to make what would become Hanson Capital’s first successful commercial real estate investment.
Now that may seem impulsive, maybe even a little reckless. The truth is it was anything but.
Because as nimble, action oriented and hard working as Hanson Capital was created to be, the company was also founded on conservative investment principles, with a proven process that includes:
Hanson Capital does not publish a construction or renovation draw process, because it operates as an asset-based bridge and acquisition lender rather than a fix and flip or ground-up construction lender. Hanson lends against the value of investment residential, commercial, and land assets, funding at closing rather than releasing money in stages as a build or rehab progresses. There is no draw request method, inspection schedule, or per-draw turnaround published on its site.
Hanson Capital is fast is at the front end: it advertises closings in as fast as 48 hours, with a streamlined process that does not require credit checks or personal tax returns, on 6 to 24 month terms. For investors who need draw-funded rehab or construction financing, Hanson is a better fit for quick, asset-based bridge and acquisition capital than for a phased construction draw program. Anyone with a project that requires construction draws should confirm the structure directly with Hanson.
Hanson Capital, LLC is a real estate investment and private credit firm, founded in 2008, offering asset-based loans on investment residential, commercial, and land in the Southwest, without credit checks or personal tax returns.
• Leverage: up to 80% LTV on investment properties and up to 60% LTV on land purchases.
• Loan terms of 6 to 24 months at rates starting around 10.5% interest only, with 0 to 2 origination points and a $50,000 minimum.
• Focused on Southwest industrial, commercial, and investment property, with offices in Scottsdale and Los Angeles.
• Hanson does not publish a construction or rehab draw program. It is an asset-based bridge and acquisition lender rather than a fix and flip or ground-up construction draw lender.

Hanson Capital, LLC is a real estate investment and private credit firm headquartered in Scottsdale, Arizona, with an additional office in Los Angeles, California, founded in 2008 and focused on Southwest industrial and commercial assets. It operates a licensed Arizona mortgage lending arm serving real estate investors, and holds Arizona mortgage broker license MB-0925472 and NMLS ID 1115218.
Ratings are based on the following criteria:
Platinum & Gold Lenders
Platinum and Gold lenders are committed to delivering a modern, streamlined draw experience. These lenders typically support fully digital draw requests combined with virtual inspections across a wide range of project types. Their goal is to provide the fastest possible turnaround times without compromising risk management or construction oversight.
Silver & Bronze Lenders
Silver and Bronze lenders are still strong lending partners and have automated portions of their draw operations. However, the borrower experience may vary depending on the project type, inspection method, or capital partner requirements. In some cases, additional approval layers or third-party capital sources can increase reimbursement timelines.
About Virtual Inspections
Virtual inspections allow borrowers to skip scheduling a field inspector. They are typically reviewed within hours of submission. Borrowers must still document work thoroughly, including cost evidence (receipts) and lien waivers where applicable. Every lender listed on Lenderly offers virtual inspections and automated draw requests. The majority utilize independent construction experts for remote review, or they review submissions in house.
A draw-friendly lender is one that prioritizes speed, simplicity, and reliability when it comes to funding your project. They make it easy to request draws, minimize friction in the process, and get you reimbursed quickly so your project keeps moving.
The best draw-friendly lenders combine digital draw request tools with virtual inspections, allowing you to submit, verify, and receive funds often within 24 hours.
By comparison, traditional timelines can slow you down:
Every lender featured here offers a streamlined, digital draw process and supports virtual inspections for at least some of their loan products, helping you access capital faster and with far less hassle.