Minnow Loan is a team of real estate professionals striving to provide investors access to the quick cash they need to grow their investment portfolio. Our small office allows us to provide creative lending strategies and the ability to be nimble and responsive to our borrowers.
Minnow believes investors need a lender that is rooted in their own investing experiences, committed to your success and the flexibility to offer creative lending solutions.
Our Fix and Flip, Bridge, Rental, and Commercial loan options offer the powerful leverage and speed investors need to close the deal.
Your Deal. Our Money.
Minnow Loan offers a quick draw process on its fix and flip loans, and the draw requests are processed in as little as three days. Borrowers submit each draw request through an online form. Beyond that turnaround, though, the company does not publish the inspection method (physical or virtual) or whether draws are advances or reimbursements, so both should be confirmed for a given project. As a Missouri-focused local lender, Minnow works directly with in-state investors. Rehabbers who need a predictable draw schedule should confirm the draw request steps, inspection requirements, and funding turnaround directly with Minnow before closing.
Minnow Loan is a private hard money lender based in Columbia, Missouri, describing itself as Missouri’s private lender and focusing on local lending, with fix and flip, bridge, and commercial loans.
• Fix and flip: up to 85% of the purchase price, up to 100% of renovation cost, and up to 70% of after-repair value (ARV).
• Bridge: up to 70% LTV.
• Commercial: up to 70% LTV.
• All programs are interest-only with no prepayment penalty, at rates from 10.99% to 13.99% with 2 to 3 points, on loans from $30K to $2M (fix and flip and bridge) or up to $5M (commercial).
Minnow Loan is a private hard money lender headquartered in Columbia, Missouri, describing itself as Missouri’s private lender and focusing on local lending within the state. It offers fix and flip, bridge, and commercial loans to real estate investors for real estate investment purposes.
