BRONZE LENDER
Pacific City Funding is a nationwide private lender and specialty real estate capital provider based in Los Angeles, California. The company simplifies the way investors, developers, and operators access financing, working across the entire debt capital stack, including bridge, renovation, construction, rental, and mezzanine financing.
With over 20 years of combined experience, the Pacific City Funding team has originated more than 1,100 loans for real estate investors and emphasizes white-glove service, advising clients through each step of the process.
Pacific City Funding offers renovation and construction loans, both of which fund the work through draws, but it does not publish how its draw process works. There is no stated draw request method, inspection type (physical or virtual), per-draw turnaround, or reimbursement schedule on its site. What Pacific City does publish is closing timelines by program: bridge loans close within three to fourteen days, and new construction loans close in fifteen to twenty-four days. Because the draw mechanics are not documented, rehab and construction investors who need a predictable draw schedule should confirm the process, inspection requirements, and funding turnaround directly with Pacific City before closing. Its published leverage (up to 90% of purchase plus 100% of rehab on fix and flip, up to 90% of total cost on new construction) and the fifteen to twenty-four day construction close are the clearest parts of its program.
Pacific City Funding is a nationwide hard money lender based in Los Angeles, California, offering acquisition, bridge, renovation, construction, land, rental, and mezzanine financing to real estate investors, developers, and operators.
• Fix and flip: up to 90% of the purchase price and 100% of rehab, up to 75% of after-repair value (ARV).
• New construction: up to 90% of total cost, including hard costs, soft costs, and interest reserves.
• Bridge: up to 75% LTV.
• Rental hold, multifamily, blanket, commercial, mixed-use, land development, and mezzanine programs round out the platform.
• Pacific City lends nationwide to investors, developers, and operators, and closes bridge loans within three to fourteen days and new construction in fifteen to twenty-four days.
Pacific City Funding is a nationwide hard money lender offering acquisition, bridge, renovation, construction, land, rental, and mezzanine financing to real estate investors, developers, and operators for real estate investment purposes.
