At PK Capital, our mission is to provide personalized, trustworthy lending solutions that empower individuals and businesses to reach their financial goals. Rooted in the discipline, precision, and teamwork we developed as former Clemson place kickers, we bring that same focus and commitment to every client we serve. As “Your team’s lending specialists,” we strive to be more than just a lender—we aim to be a reliable partner, offering expert guidance and competitive options tailored to each unique financial situation.
PK Capital publishes a specific draw turnaround: its draw schedule runs two to four days. That two-to-four day window is the funding turnaround for each approved draw, which is fast for the space. What PK Capital does not state is the inspection method (physical or virtual) or whether draws are advances or reimbursements, so those should be confirmed for a given project. On the front end, PK Capital closes in 10 to 21 days, slower than its draw turnaround, so the draw speed is the standout for active construction and rehab projects. For builders using its ground-up program (up to 100% of construction costs), the two-to-four day draw turnaround keeps cash cycling into the build. Investors should confirm the inspection step and documentation PK Capital requires to hit that two-to-four day target.
PK Capital, operating as PK Capital Solutions, is an investor-focused private lender based in Greenville, South Carolina, offering fix and flip, ground-up construction, DSCR, bridge, and rental loans, including on two-to-four unit multifamily property.
• Fix and flip: up to 92.5% LTC, up to 75% LTV, and up to 100% of construction costs, from 8.99%, on $250K to $3M loans.
• Ground-up construction: up to 90% LTC, up to 70% LTV, and up to 100% of construction costs, from 9.25%, on $300K to $5M loans.
• DSCR, long-term rental, investor refinance, bridge, and short-term rental programs are also offered.
• Property types include single-family, condos, townhomes, and 1 to 4 unit multifamily.
PK Capital, operating as PK Capital Solutions, LLC, is an investor-focused private real estate lender headquartered in Greenville, South Carolina, offering DSCR, fix and flip, bridge, ground-up, and rental loans, including on two-to-four-unit multifamily property. It lends across multiple states to investors and developers for real estate investment purposes, and operates under NMLS ID 2322964.
Ratings are based on the following criteria:
Platinum & Gold Lenders
Platinum and Gold lenders are committed to delivering a modern, streamlined draw experience. These lenders typically support fully digital draw requests combined with virtual inspections across a wide range of project types. Their goal is to provide the fastest possible turnaround times without compromising risk management or construction oversight.
Silver & Bronze Lenders
Silver and Bronze lenders are still strong lending partners and have automated portions of their draw operations. However, the borrower experience may vary depending on the project type, inspection method, or capital partner requirements. In some cases, additional approval layers or third-party capital sources can increase reimbursement timelines.
About Virtual Inspections
Virtual inspections allow borrowers to skip scheduling a field inspector. They are typically reviewed within hours of submission. Borrowers must still document work thoroughly, including cost evidence (receipts) and lien waivers where applicable. Every lender listed on Lenderly offers virtual inspections and automated draw requests. The majority utilize independent construction experts for remote review, or they review submissions in house.
A draw-friendly lender is one that prioritizes speed, simplicity, and reliability when it comes to funding your project. They make it easy to request draws, minimize friction in the process, and get you reimbursed quickly so your project keeps moving.
The best draw-friendly lenders combine digital draw request tools with virtual inspections, allowing you to submit, verify, and receive funds often within 24 hours.
By comparison, traditional timelines can slow you down:
Every lender featured here offers a streamlined, digital draw process and supports virtual inspections for at least some of their loan products, helping you access capital faster and with far less hassle.