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PK Capital: Fix and Flip, Ground-Up, and DSCR Loans

Private lender offering personalized, trustworthy loan solutions for individuals and businesses investing in real estate.
Fix & Flip
Loan Close Time
10-21 days
Loan Programs
Fix & Flip
Max Leverage
Fix & Flip: 92.5% LTC; up to 100% construction costs. Ground-Up Construction: 90% LTC; up to 100% construction costs.
Virtual Draw Inspections
Fix & Flip

Overview

At PK Capital, our mission is to provide personalized, trustworthy lending solutions that empower individuals and businesses to reach their financial goals. Rooted in the discipline, precision, and teamwork we developed as former Clemson place kickers, we bring that same focus and commitment to every client we serve. As “Your team’s lending specialists,” we strive to be more than just a lender—we aim to be a reliable partner, offering expert guidance and competitive options tailored to each unique financial situation.

Draw & Construction Process

PK Capital publishes a specific draw turnaround: its draw schedule runs two to four days. That two-to-four day window is the funding turnaround for each approved draw, which is fast for the space. What PK Capital does not state is the inspection method (physical or virtual) or whether draws are advances or reimbursements, so those should be confirmed for a given project. On the front end, PK Capital closes in 10 to 21 days, slower than its draw turnaround, so the draw speed is the standout for active construction and rehab projects. For builders using its ground-up program (up to 100% of construction costs), the two-to-four day draw turnaround keeps cash cycling into the build. Investors should confirm the inspection step and documentation PK Capital requires to hit that two-to-four day target.

Loan Programs

PK Capital, operating as PK Capital Solutions, is an investor-focused private lender based in Greenville, South Carolina, offering fix and flip, ground-up construction, DSCR, bridge, and rental loans, including on two-to-four unit multifamily property.
• Fix and flip: up to 92.5% LTC, up to 75% LTV, and up to 100% of construction costs, from 8.99%, on $250K to $3M loans.
• Ground-up construction: up to 90% LTC, up to 70% LTV, and up to 100% of construction costs, from 9.25%, on $300K to $5M loans.
• DSCR, long-term rental, investor refinance, bridge, and short-term rental programs are also offered.
• Property types include single-family, condos, townhomes, and 1 to 4 unit multifamily.

States Served

Legal / Disclosures

PK Capital, operating as PK Capital Solutions, LLC, is an investor-focused private real estate lender headquartered in Greenville, South Carolina, offering DSCR, fix and flip, bridge, ground-up, and rental loans, including on two-to-four-unit multifamily property. It lends across multiple states to investors and developers for real estate investment purposes, and operates under NMLS ID 2322964.

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