At REI Funding Partners we are not just another lender, we’re investors just like you. We know buy and hold, rehabbing and many other strategies because we’ve done them. We understand your needs. We are here to partner with you in the success of your business. Making a loan isn’t as important as building a relationship. We don’t just measure success in numbers—we measure it in impact, integrity, and obedience to the call God’s placed on our team.
REI Funding Partners describes a construction draw process centered on a dedicated Draw Manager who reaches out soon after closing and stays with the borrower throughout the project. That single point of contact is the main published detail. Beyond it, REI does not publish the inspection method (physical or virtual), a per-draw turnaround, or whether draws are advances or reimbursements, so those specifics should be confirmed for a given project. On the front end, REI offers 24-hour term sheet estimates and closings in as quickly as 7 to 10 business days, with a 24-hour average approval time. Because leverage is quoted through a Get a Quote request rather than published, investors should get a term sheet to see both the draw structure and the leverage for their deal before committing.
REI Funding Partners is a private hard money lender based in Northport, Alabama, offering investor loans on single-family, multifamily, and commercial property, including purchases and refinances, on non-owner-occupied real estate.
• Investor loans for single-family, multifamily, and commercial property, structured for purchases and refinances.
• A construction draw process with a dedicated Draw Manager who stays with the borrower throughout the project.
• 24-hour term sheet estimates, with closings in as quickly as 7 to 10 business days.
• REI Funding Partners does not publish leverage figures (LTV, LTC, or ARV); pricing is quoted through a Get a Quote request, so investors should request a quote for terms.
REI Funding Partners is a private hard money lender headquartered in Northport, Alabama, lending on non-owner-occupied single-family, multifamily, and commercial investment property, including purchases and refinances, for real estate investment purposes. It has been in business for more than 14 years.
Ratings are based on the following criteria:
Platinum & Gold Lenders
Platinum and Gold lenders are committed to delivering a modern, streamlined draw experience. These lenders typically support fully digital draw requests combined with virtual inspections across a wide range of project types. Their goal is to provide the fastest possible turnaround times without compromising risk management or construction oversight.
Silver & Bronze Lenders
Silver and Bronze lenders are still strong lending partners and have automated portions of their draw operations. However, the borrower experience may vary depending on the project type, inspection method, or capital partner requirements. In some cases, additional approval layers or third-party capital sources can increase reimbursement timelines.
About Virtual Inspections
Virtual inspections allow borrowers to skip scheduling a field inspector. They are typically reviewed within hours of submission. Borrowers must still document work thoroughly, including cost evidence (receipts) and lien waivers where applicable. Every lender listed on Lenderly offers virtual inspections and automated draw requests. The majority utilize independent construction experts for remote review, or they review submissions in house.
A draw-friendly lender is one that prioritizes speed, simplicity, and reliability when it comes to funding your project. They make it easy to request draws, minimize friction in the process, and get you reimbursed quickly so your project keeps moving.
The best draw-friendly lenders combine digital draw request tools with virtual inspections, allowing you to submit, verify, and receive funds often within 24 hours.
By comparison, traditional timelines can slow you down:
Every lender featured here offers a streamlined, digital draw process and supports virtual inspections for at least some of their loan products, helping you access capital faster and with far less hassle.