At Sterling Capital, our mission is to empower multifamily investors with tailored financing solutions that support growth, innovation, and opportunity. We are committed to providing exceptional service through seasoned professionals who understand the unique needs of the real estate market, from small balance loans to complex bridge financing. Together with our affiliates, we aim to be the trusted partner for all your multifamily lending needs, nationwide.
Sterling Capital Funding does not publish a construction or renovation draw process, and its lending is oriented toward commercial and multifamily bridge financing rather than fix and flip rehab. Its programs (small-balance bridge, large bridge, and commercial) are non-recourse loans starting at $1 million, underwritten to an agency takeout, so capital is structured around stabilization and refinance rather than staged rehab draws. There is no draw request method, inspection type, or per-draw turnaround published on its site. On closing, Sterling references closing in as little as 30 days on single-family and small multifamily deals. For investors who need draw-funded rehab or construction financing, Sterling is a fit for larger commercial and multifamily bridge deals rather than a phased fix and flip draw program. Anyone needing rehab construction draws should confirm the structure directly with Sterling before closing.
Sterling Capital Funding is a multifamily and commercial real estate lender offering small-balance bridge, single-family and small multifamily, large bridge, and commercial loans nationwide, geared toward commercial and value-add borrowers rather than fix and flip.
• Small-balance bridge: up to 80% LTC (75% to 80% on the bridge program), from $1M to $10M, 24-month term with extensions, non-recourse.
• Single-family and small multifamily (1 to 4 unit) financing, plus large bridge for deals above $10M.
• Construction, permanent financing, and mezzanine or preferred equity are also offered.
• Underwritten to an agency takeout, with a close in as little as 30 days on single-family and small multifamily.
Sterling Capital Funding is a multifamily and commercial real estate lender offering small-balance bridge, single-family and small multifamily (one to four unit), large bridge, and commercial loans nationwide for real estate investment purposes. Its loans run from about $1 million to $10 million and up, and it leans toward commercial and multifamily borrowers.
