GOLD LENDER
Tailor Ridge Capital Management, LLC is a real estate lending business focused on financing fix-and-holds, condo-conversions, fix-and flips, and ground-up construction of residential assets.
We started lending in New England in June of 2020. We have been lending through our real estate investment trust, Tailor Ridge REIT, LLC, since July of 2022.
Our founders include long-time real estate investors, lenders, attorneys and financial professionals, who are based in New England and the Tri-State area.
We started off small and are well on our way to being one of the dominant lenders in our core markets within Massachusetts and Rhode Island and are expanding to other geographies.
Tailor Ridge Capital lends on fix and flip, new construction, and condo conversion projects that fund the work through draws, but it does not publish how its draw process works. There is no stated draw request method, inspection type (physical or virtual), per-draw turnaround, or reimbursement schedule on its site. What Tailor Ridge does publish is speed on the front end: it issues commitments or proof of funding within 48 hours, even for new borrowers, and can close as soon as its internal underwriting is complete. The company lends through its own real estate investment trust, Tailor Ridge REIT, which it has used since July 2022 (its lending started in June 2020). Because the draw mechanics are not documented, investors building or renovating with Tailor Ridge should confirm the draw process, inspection requirements, and funding turnaround directly before closing.
Tailor Ridge Capital Management, LLC, lending through its affiliate Tailor Ridge REIT, is an asset-based specialty lender based in Morristown, New Jersey, offering bridge, fix and flip, fix-to-rent, new construction, condo conversion, and refinancing loans across greater New England.
• Maximum ARV of 50% to 75% for bridge, fix and flip, fix-to-rent, new construction, and refinancing (50% to 70% for condo conversions), with the exact figure set by underwriting.
• Rates from 12% and up, 2 to 5 points, on loans from $100,000 to $3,000,000 or more.
• One-year terms (extensions at the lender’s discretion), interest-only, first mortgages only.
• Underwriting is based on the asset and the borrower’s track record, with a personal guarantee required.
Tailor Ridge Capital, operating as Tailor Ridge Capital Management, LLC and lending through its affiliate Tailor Ridge REIT, LLC, is an asset-based specialty real estate lender headquartered in Morristown, New Jersey. It serves Massachusetts, Rhode Island, and greater New England, with expansion into markets such as North Carolina, offering bridge, fix and flip, fix-to-rent, new construction, condo conversion, and refinancing loans for real estate investment, with a personal guarantee required.
