GOLD LENDER
Built for Investors. Backed by Experience.
At Unitas, we’re more than a lender—we’re a long-term partner in your real estate journey.
As the direct lending arm of a capital partner with over a decade of industry experience and $5.0B in funded short term and collateral based loans, our real estate investment lenders have helped thousands of investors grow their portfolios with confidence. Our strong capital backing, personalized approach, and deep market expertise have positioned us as a trusted ally for both first-time and seasoned real estate professionals.
Unitas Funding publishes a clear draw turnaround, which many lenders do not. On new construction loans, draws follow a staged process tied to inspections and milestones: a third-party inspector schedules and completes the inspection, and once the Unitas draw team receives the completed inspection report and all supporting documentation, funds are released in approximately 24 to 48 hours. Draws are reimbursement-based (work completed first), with roughly three to five draws on a typical rehab and no fixed draw limit. Unitas uses a third-party inspection, which implies an on-site visit, though it does not explicitly label the inspection physical or virtual. On the front end, Unitas can close in as few as 10 days, issue pre-approvals or term sheets as fast as the same day, and complete hybrid valuations in three to five business days. That published 24 to 48 hour post-inspection draw turnaround is the number rehab and construction investors can plan around.
Unitas Funding, LLC is a direct private lender based in Cranford, New Jersey, backed by institutional capital partner Fidelis Investors, offering fix and flip, new construction, bridge, and DSCR loans to business entities.
• Fix and flip: up to 92.5% LTC and up to 75% AR-LTV, from 8.99%.
• New construction: up to 85% LTC, with staged draws tied to inspections and milestones.
• Bridge: up to 80% LTC; DSCR: up to 80% AR-LTV.
• Loan amounts up to $2.5M (up to $4.5M), for business entities only. Unitas is wholesale-only in Nevada, Washington, Oregon, and Utah.
• Unitas offers hybrid property valuations in as few as three to five business days and issues term sheets as fast as the same day.
Unitas Funding, LLC is a direct private lender headquartered in Cranford, New Jersey, backed by institutional capital partner Fidelis Investors, offering fix and flip, new construction, bridge, and DSCR loans. It lends only to business entities, not individuals, for commercial, business-purpose investment, and operates as a wholesale-only lender in Nevada, Washington, Oregon, and Utah. It operates under California Finance Lenders license 60DBO-175288.
