GOLD LENDER
Weston Funding is a Dallas, Texas based direct lender that describes itself as funding for real estate investors, by real estate investors. The company focuses on bringing a relationship-driven approach back to hard money lending, with fast approvals, competitive rates, tailored loans, and minimal paperwork.
Weston Funding has closed loans since 2015 and has funded across 46 states (all states except Alaska, Arizona, Nevada, North Dakota, South Dakota, and Hawaii). It is a member of the American Association of Private Lenders.
Weston Funding markets Simplified Draws as a feature of its fix and flip program, but that label is the only draw language on the site. Weston does not publish the inspection method (physical or virtual), a per-draw turnaround, whether draws are advances or reimbursements, or a draw schedule. What Weston does publish is closing speed: it advertises fix and flip and bridge closings in as little as five days, with approvals within 24 hours and no full 1004 appraisal on fix and flip. As a Dallas lender run by real estate investors, Weston frames its draw process as simplified rather than documenting the steps. Because the draw mechanics are not detailed, rehabbers and builders who need a predictable draw turnaround should confirm the request steps, inspection requirements, and funding speed directly with Weston before closing. Its published leverage (up to 92.5% LTC with 100% rehab) is the clearest part of its fix and flip program.
Weston Funding is a direct private lender based in Dallas, Texas, closing loans since 2015, offering fix and flip, ground-up construction, rental (DSCR), and bridge loans, run by real estate investors.
• Fix and flip: 100% of the rehab budget and up to 92.5% LTC, on 6, 12, or 18 month terms, from 9.49%, with no full appraisal required.
• Ground-up construction: up to 90% LTC and up to 75% LTARV, up to $15M.
• Rental (DSCR): the product page says up to 85% LTV, while the FAQ says up to 80%, so confirm the current maximum; 30-year fixed from 5.79%.
• Bridge loans from 9.49%, with approvals within 24 hours.

Weston Funding is a direct private lender based in Dallas, Texas, closing loans since 2015 and describing itself as run by real estate investors. It offers fix and flip, ground-up construction, rental (DSCR), and bridge loans in all states except Alaska, Arizona, Nevada, North Dakota, South Dakota, and Hawaii, for real estate investment purposes. It is a member of the American Association of Private Lenders (AAPL).
Ratings are based on the following criteria:
Platinum & Gold Lenders
Platinum and Gold lenders are committed to delivering a modern, streamlined draw experience. These lenders typically support fully digital draw requests combined with virtual inspections across a wide range of project types. Their goal is to provide the fastest possible turnaround times without compromising risk management or construction oversight.
Silver & Bronze Lenders
Silver and Bronze lenders are still strong lending partners and have automated portions of their draw operations. However, the borrower experience may vary depending on the project type, inspection method, or capital partner requirements. In some cases, additional approval layers or third-party capital sources can increase reimbursement timelines.
About Virtual Inspections
Virtual inspections allow borrowers to skip scheduling a field inspector. They are typically reviewed within hours of submission. Borrowers must still document work thoroughly, including cost evidence (receipts) and lien waivers where applicable. Every lender listed on Lenderly offers virtual inspections and automated draw requests. The majority utilize independent construction experts for remote review, or they review submissions in house.
A draw-friendly lender is one that prioritizes speed, simplicity, and reliability when it comes to funding your project. They make it easy to request draws, minimize friction in the process, and get you reimbursed quickly so your project keeps moving.
The best draw-friendly lenders combine digital draw request tools with virtual inspections, allowing you to submit, verify, and receive funds often within 24 hours.
By comparison, traditional timelines can slow you down:
Every lender featured here offers a streamlined, digital draw process and supports virtual inspections for at least some of their loan products, helping you access capital faster and with far less hassle.