A two-story wooden cabin illuminated at dusk with warm exterior lighting, large windows, and a landscaped yard.

YouLand: Fix and Flip, Ground-Up, and DSCR Loans

Tech-driven private lender offering digital applications, same-day closings, and 24–48 hour draw turnarounds for residential investors.

GOLD LENDER

Fix & FlipGround UpOther
Loan Close Time
3-7 days
Loan Programs
Fix & Flip, Ground Up, Other
Max Leverage
Fix and Flip: LTC up to 93%; LTV up to 75%; up to 100% of rehab funds. Bridge: up to 80% LTV.

Overview

YouLand is a tech-driven lender that provides residential real estate investors with capital solutions to help them scale their businesses.

We know how important hassle-free financing is—our digital application, same-day closings, and 24–48 hour draw turnarounds let investors focus on what matters most: sourcing deals and managing construction.

Draw & Construction Process

YouLand runs a genuinely virtual draw process, which is a direct fit for Lenderly’s positioning. Its draws use one-tap virtual inspections integrated with Sitewire, so the borrower verifies completed work through the app rather than waiting on an on-site inspector. Most draws release within 24 to 48 hours, a fast turnaround that keeps rehab and construction capital moving. As a technology-enabled lender, YouLand pairs that virtual draw process with quick closings: it advertises same-day closings, funding as fast as 24 hours, and most loans closing in three to five business days (fix and flip in three to seven). For rehabbers and builders, the combination of a one-tap virtual inspection and a 24 to 48 hour draw release is among the strongest draw offerings in the directory. Investors should confirm which inspection option applies to their loan and market.

Loan Programs

YouLand, Inc. is a technology-enabled private real estate lender founded in 2017, offering bridge, fix and flip, ground-up construction, multifamily bridge, DSCR rental, jumbo, and land loans across 42 states.
• Fix and flip: LTC up to 93%, LTV up to 75%, up to 100% of rehab, on $100K to $20M loans, 12 to 24 months, 650+ FICO.
• Bridge: up to 80% LTV on purchases (75% on refinances, 70% cash-out).
• Ground-up construction, multifamily bridge, DSCR rental, jumbo, and land loans round out the platform.
• YouLand does not require a business entity, so both individuals and entities qualify, under CFL 60DBO-70976 and NMLS 2090196.

States Served

Resources

Legal / Disclosures

YouLand, Inc. is a technology-enabled private real estate lender founded in 2017, offering bridge, fix and flip, ground-up construction, multifamily bridge, DSCR rental, jumbo, and land loans. It lends in 42 states, excluding Idaho, Montana, Wyoming, North Dakota, South Dakota, Iowa, Nebraska, and Minnesota, and does not require a business entity, so both individuals and entities qualify. It operates under California Finance Lender license 60DBO-70976 and NMLS ID 2090196.

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