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Author: Kayla Prpic

Oregon Fix and Flip Guide: What Real Estate Investors Should Know

Eye level view of a house in Oregon

Learn how to succeed with fix and flip projects in Oregon, including permits, contractor licensing, financing, and key risks like strict regulations, climate, and ARV limits.

Oklahoma Fix and Flip Guide: What Real Estate Investors Should Know

Front view of a house made with bricks in Oklahoma.

Learn how to succeed with fix and flip projects in Oklahoma, including permits, contractor rules, financing, and key risks like roofing regulations, ARV limits, and inspections.

Ohio Fix and Flip Guide: What Real Estate Investors Should Know

A top view of Ohio with houses and buildings.

Learn how to succeed with fix and flip projects in Ohio, including permits, contractor rules, financing, and key risks like local regulations, ARV limits, and inspections.

North Dakota Fix and Flip Guide: What Real Estate Investors Should Know

A landscape view of North Dakota with a house, trees, grass and a river.

Learn how to succeed with fix and flip projects in North Dakota, including permits, contractor licensing, financing, and key risks like strict thresholds, ARV limits, and inspections.

North Carolina Fix and Flip Guide: What Real Estate Investors Should Know

A landscape view of houses in North Carolina.

Learn how to succeed with fix and flip projects in North Carolina, including permits, contractor licensing, financing, and key risks like regulations, ARV limits, and inspections.

New York Fix and Flip Guide: What Real Estate Investors Should Know

A photo of buildings/houses in New York taken from another building.

Learn how to succeed with fix and flip projects in New York, including permits, contractor licensing, financing, and key risks like strict regulations and long approval timelines.

New Mexico Fix and Flip Guide: What Real Estate Investors Should Know

A landscape view of a house in New Mexico with the sky at the top of the photo.

Learn how to succeed with fix and flip projects in New Mexico, including permits, contractor licensing, financing, and key risks like strict regulations and ARV limits.

New Jersey Fix and Flip Guide: What Real Estate Investors Should Know

An eye level view of a front part of a house in New Jersey taken in front of it.

Learn how to succeed with fix and flip projects in New Jersey, including permits, contractor registration, financing, and key risks like strict regulations and compliance requirements.

New Hampshire Fix and Flip Guide: What Real Estate Investors Should Know

A birds eye view of houses in New Hampshire beside a lake.

Learn how to succeed with fix and flip projects in New Hampshire, including permits, contractor rules, financing, and key risks like local regulations, energy codes, and conservative lending.

Nevada Fix and Flip Guide: What Real Estate Investors Should Know

A landscape view of houses in Nevada with the mountain and the sky at the top.

Learn how to succeed with fix and flip projects in Nevada, including permits, contractor licensing, financing, and key risks like desert climate, regulations, and inspections.

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About Lender Ratings

Ratings are based on the following criteria:

  • Whether the lender offers virtual inspections across both fix-and-flip and ground-up construction projects
  • Whether the lender provides a fully digital, single draw request experience across all project types
  • Speed of inspection review and lender approval
  • Funding speed after draw approval
  • Verified borrower feedback submitted to Lenderly

Platinum & Gold Lenders

Platinum and Gold lenders are committed to delivering a modern, streamlined draw experience. These lenders typically support fully digital draw requests combined with virtual inspections across a wide range of project types. Their goal is to provide the fastest possible turnaround times without compromising risk management or construction oversight.

Silver & Bronze Lenders

Silver and Bronze lenders are still strong lending partners and have automated portions of their draw operations. However, the borrower experience may vary depending on the project type, inspection method, or capital partner requirements. In some cases, additional approval layers or third-party capital sources can increase reimbursement timelines.

About Virtual Inspections

Virtual inspections allow borrowers to skip scheduling a field inspector. They are typically reviewed within hours of submission. Borrowers must still document work thoroughly, including cost evidence (receipts) and lien waivers where applicable. Every lender listed on Lenderly offers virtual inspections and automated draw requests. The majority utilize independent construction experts for remote review, or they review submissions in house.

What Is a Draw-Friendly Lender?

A draw-friendly lender is one that prioritizes speed, simplicity, and reliability when it comes to funding your project. They make it easy to request draws, minimize friction in the process, and get you reimbursed quickly so your project keeps moving.

The best draw-friendly lenders combine digital draw request tools with virtual inspections, allowing you to submit, verify, and receive funds often within 24 hours.

By comparison, traditional timelines can slow you down:

  • Most private and hard money lenders: typically 3–10 days
  • Banks: often 7–21 days

Every lender featured here offers a streamlined, digital draw process and supports virtual inspections for at least some of their loan products, helping you access capital faster and with far less hassle.

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