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Author: Kayla Prpic

Kentucky Fix and Flip Guide: What Real Estate Investors Should Know

A beautiful photo of a house in Kentucky with Sugar Maple Trees.

Learn how to succeed with fix and flip projects in Kentucky, including permits, contractor rules, financing, and key risks like clay soil, humidity, and sinkholes.

Kansas Fix and Flip Guide: What Real Estate Investors Should Know

Front view of a building in Kansas with a truck below

Learn how to succeed with fix and flip projects in Kansas, including permits, contractor rules, financing, and key risks like clay soil, tornado exposure, and seasonal weather.

Iowa Fix and Flip Guide: What Real Estate Investors Should Know

A landscape view of a beautiful house in Iowa with a sunset.

Learn how to succeed with fix and flip projects in Iowa, including permits, contractor rules, financing, and key risks like clay soil, winters, and foundation issues.

Indiana Fix and Flip Guide: What Real Estate Investors Should Know

Front view of a house in Indiana with Trees around the house and plants in pots.

Learn how to succeed with fix and flip projects in Indiana, including permits, contractor rules, financing, and key risks like clay soil, winters, and foundation issues.

Illinois Fix and Flip Guide: What Real Estate Investors Should Know

A beautiful house in Illinois surrounded by large trees and green grass lawn.

Learn how to succeed with fix and flip projects in Illinois, including permits, contractor rules, financing, and key risks like aging homes, winters, and regulations.

Idaho Fix and Flip Guide: What Real Estate Investors Should Know

A top view of houses and a road beside Lake Pend Oreille in Idaho.

Learn how to succeed with fix and flip projects in Idaho, including permits, contractor rules, financing, and key risks like weather, wildfire zones, and soil conditions.

Hawaii Fix and Flip Guide: What Real Estate Investors Should Know

A blue house in Hawaii surrounded by red and yellow flowers and different plants.

Learn how to succeed with fix and flip projects in Hawaii, including permits, contractor rules, financing, and key risks like shipping delays, corrosion, and strict regulations.

Georgia Fix and Flip Guide: What Real Estate Investors Should Know

Aerial view of a private coastal residential neighborhood and boat marina in Savannah, Georgia.

Learn how to succeed with fix and flip projects in Georgia, including permits, contractor rules, financing, and key risks like clay soil, humidity, and termites.

Florida Fix and Flip Guide: What Real Estate Investors Should Know

A view of suburban townhome neighborhood in Florida.

Learn how to succeed with fix and flip projects in Florida, including permits, contractor rules, financing, and key risks like hurricanes, flood zones, and insurance costs.

Delaware Fix and Flip Guide: What Real Estate Investors Should Know

A low-angle view of a multi-story red brick colonial-style university building at dusk, framed by dark silhouettes of trees on both sides.

Learn how to succeed with fix and flip projects in Delaware, including permits, contractor requirements, financing, and key risks like moisture, older homes, and transfer taxes.

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About Lender Ratings

Ratings are based on the following criteria:

  • Whether the lender offers virtual inspections across both fix-and-flip and ground-up construction projects
  • Whether the lender provides a fully digital, single draw request experience across all project types
  • Speed of inspection review and lender approval
  • Funding speed after draw approval
  • Verified borrower feedback submitted to Lenderly

Platinum & Gold Lenders

Platinum and Gold lenders are committed to delivering a modern, streamlined draw experience. These lenders typically support fully digital draw requests combined with virtual inspections across a wide range of project types. Their goal is to provide the fastest possible turnaround times without compromising risk management or construction oversight.

Silver & Bronze Lenders

Silver and Bronze lenders are still strong lending partners and have automated portions of their draw operations. However, the borrower experience may vary depending on the project type, inspection method, or capital partner requirements. In some cases, additional approval layers or third-party capital sources can increase reimbursement timelines.

About Virtual Inspections

Virtual inspections allow borrowers to skip scheduling a field inspector. They are typically reviewed within hours of submission. Borrowers must still document work thoroughly, including cost evidence (receipts) and lien waivers where applicable. Every lender listed on Lenderly offers virtual inspections and automated draw requests. The majority utilize independent construction experts for remote review, or they review submissions in house.

What Is a Draw-Friendly Lender?

A draw-friendly lender is one that prioritizes speed, simplicity, and reliability when it comes to funding your project. They make it easy to request draws, minimize friction in the process, and get you reimbursed quickly so your project keeps moving.

The best draw-friendly lenders combine digital draw request tools with virtual inspections, allowing you to submit, verify, and receive funds often within 24 hours.

By comparison, traditional timelines can slow you down:

  • Most private and hard money lenders: typically 3–10 days
  • Banks: often 7–21 days

Every lender featured here offers a streamlined, digital draw process and supports virtual inspections for at least some of their loan products, helping you access capital faster and with far less hassle.

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