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Category: State Guides

New Jersey Fix and Flip Guide: What Real Estate Investors Should Know

An eye level view of a front part of a house in New Jersey taken in front of it.

Learn how to succeed with fix and flip projects in New Jersey, including permits, contractor registration, financing, and key risks like strict regulations and compliance requirements.

New Hampshire Fix and Flip Guide: What Real Estate Investors Should Know

A birds eye view of houses in New Hampshire beside a lake.

Learn how to succeed with fix and flip projects in New Hampshire, including permits, contractor rules, financing, and key risks like local regulations, energy codes, and conservative lending.

Nevada Fix and Flip Guide: What Real Estate Investors Should Know

A landscape view of houses in Nevada with the mountain and the sky at the top.

Learn how to succeed with fix and flip projects in Nevada, including permits, contractor licensing, financing, and key risks like desert climate, regulations, and inspections.

Nebraska Fix and Flip Guide: What Real Estate Investors Should Know

A top view of houses in Nebraska with a pond and a field in it.

Learn how to succeed with fix and flip projects in Nebraska, including permits, contractor rules, financing, and key risks like local licensing, rural markets, and code compliance.

Montana Fix and Flip Guide: What Real Estate Investors Should Know

An eye level view of a house near the mountains of Montana with trees and a car in it.

Learn how to succeed with fix and flip projects in Montana, including permits, contractor registration, financing, and key risks like cold weather, inspections, and local rules.

Missouri Fix and Flip Guide: What Real Estate Investors Should Know

A view of a house in Missouri which has a field, road and trees.

Learn how to succeed with fix and flip projects in Missouri, including permits, contractor licensing, financing, and key risks like local regulations and city-specific rules.

Mississippi Fix and Flip Guide: What Real Estate Investors Should Know

A landscape view of mississippi river with the bridge and the sky on the background.

Learn how to succeed with fix and flip projects in Mississippi, including permits, contractor licensing, financing, and key risks like flood zones, storms, and compliance rules.

Minnesota Fix and Flip Guide: What Real Estate Investors Should Know

A front view of a house, a big trunk of tree in the middle and trees on the left side with green and orange leaves.

Learn how to succeed with fix and flip projects in Minnesota, including permits, contractor licensing, financing, and key risks like cold weather, energy codes, and inspections.

Michigan Fix and Flip Guide: What Real Estate Investors Should Know

An eye level view of a house in Michigan with a man and snow.

Learn how to succeed with fix and flip projects in Michigan, including permits, contractor rules, financing, and key risks like blight compliance, flooding, and harsh winters.

Massachusetts Fix and Flip Guide: What Real Estate Investors Should Know

A cobblestone sidewalk in Massachusetts with a 3 story residential building on both sides a gas street lamp on the middle right side of the photo.

Learn how to succeed with fix and flip projects in Massachusetts, including permits, contractor rules, financing, and key risks like energy codes, winters, and historic districts.

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About Lender Ratings

Ratings are based on the following criteria:

  • Whether the lender offers virtual inspections across both fix-and-flip and ground-up construction projects
  • Whether the lender provides a fully digital, single draw request experience across all project types
  • Speed of inspection review and lender approval
  • Funding speed after draw approval
  • Verified borrower feedback submitted to Lenderly

Platinum & Gold Lenders

Platinum and Gold lenders are committed to delivering a modern, streamlined draw experience. These lenders typically support fully digital draw requests combined with virtual inspections across a wide range of project types. Their goal is to provide the fastest possible turnaround times without compromising risk management or construction oversight.

Silver & Bronze Lenders

Silver and Bronze lenders are still strong lending partners and have automated portions of their draw operations. However, the borrower experience may vary depending on the project type, inspection method, or capital partner requirements. In some cases, additional approval layers or third-party capital sources can increase reimbursement timelines.

About Virtual Inspections

Virtual inspections allow borrowers to skip scheduling a field inspector. They are typically reviewed within hours of submission. Borrowers must still document work thoroughly, including cost evidence (receipts) and lien waivers where applicable. Every lender listed on Lenderly offers virtual inspections and automated draw requests. The majority utilize independent construction experts for remote review, or they review submissions in house.

What Is a Draw-Friendly Lender?

A draw-friendly lender is one that prioritizes speed, simplicity, and reliability when it comes to funding your project. They make it easy to request draws, minimize friction in the process, and get you reimbursed quickly so your project keeps moving.

The best draw-friendly lenders combine digital draw request tools with virtual inspections, allowing you to submit, verify, and receive funds often within 24 hours.

By comparison, traditional timelines can slow you down:

  • Most private and hard money lenders: typically 3–10 days
  • Banks: often 7–21 days

Every lender featured here offers a streamlined, digital draw process and supports virtual inspections for at least some of their loan products, helping you access capital faster and with far less hassle.

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